The Platinum Card® from American Express
- Annual fee
- $695
- Recommended credit
- Excellent
- Card network
- American Express
- Regular purchase APR
- See Pay Over Time APR
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.
At a glance
Luxury is always within reach when you use The Platinum Card® from American Express. This exclusive rewards card offers premium travel rewards and a host of additional perks for the savvy voyager. Uber Cash and complimentary lounge access are just a few of the more practical perks that lend ongoing value to Platinum Card members beyond the impressive signup bonus.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel
- 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required
- $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®
- VIP status and $200 Uber savings on rides or eats orders in the U.S. annually
- Complimentary Gold status in Marriott Bonvoy and Hilton Honors programs Complimentary membership in premium car rental programs
- $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
- $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required
Who this card may suit
- You travel often and can take advantage of a myriad of benefits including access to airport lounges and Uber credits
- you intend to sign up for Global Entry or TSA Pre?®
- You prefer airline flexibility when redeeming points for travel
- You're likely spend $6,000 within the first six months as a cardholder to receive the card’s welcome offer
- You'll take advantage of exclusive events and experiences available only to Platinum cardholders
Rates, fees and terms
| Annual Fee | $695 |
|---|---|
| Regular Purchase APR | See Pay Over Time APR |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Penalty APR | See Rates & Fees |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
Similar cards
Capital One Venture X Rewards Credit Card
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in…
- Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital…
- Annual fee
- $395
- Recommended credit
- Excellent / Good
- Purchase APR
- 21.99% - 28.99% variable based on creditworthiness and the Prime Rate
Mastercard® Titanium Card™
- Designed for those seeking an introductory premium travel card with exceptional airfare redemption, access to hotel…
- Offers a flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat…
- Annual fee
- $195 ($95 for each Authorized User added to the account)
- Recommended credit
- Excellent
- Intro APR
- 0% introductory APR for the first fifteen billing cycles following…
Synovus Business Travel Rewards Visa® Credit Card
- 0% introductory APR on purchases, balance transfers and overdraft protection for the first 6 months
- Annual fee of $50, which is waived for the first year
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 6 months from account opening date