Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Delta SkyMiles® Platinum American Express Card card

Delta SkyMiles® Platinum American Express Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
$250
Recommended credit
Excellent / Good
Card network
American Express
Regular purchase APR
20.99% to 29.99% variable based on creditworthiness and the Prime Rate
Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

If Delta is your airline of choice when planning trips for work or leisure, then you’ll enjoy the benefits available to you through the Platinum Delta SkyMiles® Credit Card from American Express. K634

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion ® Status and are different than miles you earn toward flights – good through 12/31/23. Effective 1/1/24 this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the card. Learn more at delta.com/skymilesprogramchanges.com
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets
  • Earn 1X Miles on all other eligible purchases
  • Get access to Delta Sky Club® at a rate of $50 per person per visit for you and up to two guests when traveling on a Delta Flight from now until 12/31/23. Effective 1/1/24, this benefit will no longer be available
  • Enjoy your first checked bag free on Delta flights
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck

Who this card may suit

  • You frequently book travel with Delta Air Lines
  • Your frequent travel also has you making numerous hotel bookings each year
  • You tend to make dining and supermarket purchases on the same card for convenience and enhanced points earning potential
  • You're looking to enroll in TSA PreCheck or Global Entry
  • You're looking for a card with elevated travel perks for both you and those who join you

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$250
Regular Purchase APR20.99% to 29.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Similar cards

Southwest Rapid Rewards® Premier Business Credit Card

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening and an additional…
  • 6,000 bonus points after your Cardmember anniversary.
Annual fee
$99
Recommended credit
Excellent / Good
Purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate
Apply Now for Southwest Rapid Rewards® Premier Business Credit Card (opens in a new tab)Read review of Southwest Rapid Rewards® Premier Business Credit Card