Truist Enjoy Cash Credit Card
- Annual fee
- See issuer terms
- Recommended credit
- See issuer
At a glance
Our review of the Truist Enjoy Cash Credit Card
If you’re looking for a customizable cash back credit card with no annual fee, the Enjoy Cash Visa® Credit Card from Truist is worth considering. With options for unlimited 1.5% cash back on all purchases or up to 3% back on select categories, this card offers flexibility and rewards potential.
Choose How You Earn Your Cash Back
With the Enjoy Cash Visa, you can choose how you earn your cash back rewards. Opt for unlimited 1.5% cash back on all purchases, or earn up to 3% back on gas station purchases, groceries, and utility payments. The 3% and 2% cash back categories are capped at $1,000 in monthly spending, but still offer significant value.
How to Redeem Cash Back Rewards
Redeeming cash back rewards with Truist is simple and rewarding, especially if you already bank with the brand. Cash back can be deposited directly into external accounts or used as a statement credit in a Truist account. Plus, earn a Loyalty Cash Bonus based on your Truist banking relationship when redeeming rewards into a Truist deposit account.
Introductory APR Offer
New Enjoy Cash Visa cardholders can take advantage of a 0% introductory APR period for 12 months on purchases. After that, a variable APR as low as 13% (based on creditworthiness and the Prime Rate) will apply.
Other Card Features
In addition to cash back rewards and an introductory APR offer, the Enjoy Cash Visa card offers:
- No annual fee
- No foreign transaction fees
- Visa® Zero Liability protection
- Customizable card controls for added security
- EMV chip technology and contactless payment options
- Mobile wallet compatibility for fast and convenient checkout
Should You Apply for the Enjoy Cash Visa® Credit Card?
Truist’s Enjoy Cash Visa® Credit Card is a solid choice for those looking for a cash back credit card with customizable rewards and no annual fee. Whether you prefer unlimited 1.5% cash back or up to 3% back on select categories, this card offers value and flexibility. Consider the Enjoy Cash Visa if you want to maximize your rewards potential without paying extra fees.
Rates, fees and terms
The original card page did not list rates and fees. Check the issuer’s official terms before you apply.
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness.
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