Truist Enjoy Travel Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 18.24% to 27.24% variable based on creditworthiness and the Prime Rate
At a glance
The Enjoy Travel Visa® Card provides quality miles on eligible travel purchases, a TSA Pre-Check® statement credit every four years, and more. The card, from Truist Bank, also features a competitive APR, no annual fee, and no foreign transaction fees.
Our review of the Truist Enjoy Travel Credit Card
Looking for a simplified travel credit card with decent points, a quality introductory bonus offer, and competitive interest rates – all with no annual fee? The Truist Enjoy Travel Visa Card might be the right choice for you.
Earn Simplified Travel Rewards
The Truist Enjoy Travel Visa Card rewards cardholders with 2X miles on airfare, hotels, and car rentals booked with the card. While this sounds great, there is some confusion about what qualifies as an eligible purchase. Truist does not differentiate in its terms and conditions, leaving it up to the cardholder to determine if every purchase is eligible for double rewards.
20,000 Bonus Miles
New account holders can earn 20,000 bonus miles after spending $1,500 within the first three months of opening an account. This introductory offer provides significant value, effectively giving cardholders 13% cash back for meeting a relatively modest spending target.
How to Redeem Miles
Miles earned with the Enjoy Travel Visa can be redeemed for cash back, gift cards, hotel stays, airline tickets, and more. There is no cap on the total number of miles earnable, and miles expire after five years. Cardholders’ oldest miles are used first for redemption.
Other Travel Perks
In addition to earning miles, the Enjoy Travel Visa offers perks such as no foreign transaction fees and a statement credit for TSA Pre-Check® or Global Entry® fees once every four years.
Other Card Features
Additional features of the Enjoy Travel Visa Card include no annual fee, competitive APR starting at around 13%, Visa® Zero Liability, customizable card controls for added security, EMV chip technology, contactless payment capabilities, and mobile wallet compatibility.
Should You Apply?
Overall, the Truist Enjoy Travel Visa Card is a solid option for those looking for a travel credit card with no annual fee. While there may be some ambiguity in the rewards earning process, the card offers valuable perks such as the 20,000-mile bonus, no foreign transaction fees, and a statement credit for TSA Pre-Check® or Global Entry® fees.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 2X miles on airfare, hotels, and car rentals
- Up to 50% Loyalty Travel Bonus based on your Truist direct relationship when you redeem your rewards for travel through the rewards program
- Redeem miles for cash back, gift cards, hotel stays, airline tickets, and merchandise
- No annual fee
- Contactless payments and mobile wallets for faster checkout
Who this card may suit
- You travel often and want a streamlined rewards card
- You use TSA Pre-Check®
- You plan to spend at least $1,500 on purchases in the first 90 days of being a cardholder
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 18.24% to 27.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 18.24% to 27.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 27.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Truist Enjoy Travel Credit Card
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