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UBS Visa Signature Credit Card card

UBS Visa Signature Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent
Card network
Visa
Regular purchase APR
20.24% variable based on the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The UBS Visa Signature is a rewards card with excellent customer service from Swiss-based wealth management and investment bank UBS. The card earns a single reward point for every dollar spent, with points applicable towards a variety of redemption options. The card also comes with complimentary access to UBS Concierge – one of the most exceptional concierges and support services available today. The card also features a competitive APR on purchases and balance transfers – all for no annual fee.

Our review of the UBS Visa Signature Credit Card

The UBS Visa Signature Card is a basic travel rewards credit card that focuses on exceptional service and support rather than high rewards.

Basic Points

While the rewards on the UBS Visa Signature Card may seem basic, cardholders earn a single point for every dollar spent on purchases. However, UBS My Choice Rewards points offer good value and a variety of redemption options, including gift cards, merchandise, and travel bookings through the UBS Rewards portal. The Personal Choice feature allows points to be redeemed for purchases over $100 made with the card.

UBS Concierge Service – Free of Charge

One of the standout features of the UBS Visa Signature Card is the complimentary 24/7 access to UBS Concierge. This service goes above and beyond, offering personalized travel recommendations, assistance with bookings, and access to exclusive events. For frequent travelers, this service is a major selling point of the card.

No Fees for Accessing Wealth Cash

Cardholders with UBS Wealth Management accounts enjoy the benefit of free access to funds in their portfolio without any additional fees. This includes unlimited ATM fee rebates for transactions up to $5, making it convenient for cardholders to access their funds anywhere in the United States.

Should You Apply for the UBS Visa Signature Card?

Overall, the UBS Visa Signature Card may not offer the most competitive rewards, but its exceptional Concierge service sets it apart. For those who value personalized assistance and priority service, this no annual fee card is a great choice. However, if you prefer rewards over perks, there may be better options available.

Browse Other UBS Credit Cards: [Insert link to other UBS credit cards here]

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Redeem your points to pay for anything you buy with your UBS credit card using the Personal Choice feature ($100 minimum in purchases) or for gift cards, travel and merchandise
  • Earn 1 My Choice Rewards point per dollar spent on eligible purchases

Who this card may suit

  • You're an existing UBS Wealth customer
  • You like to have 24/7, personalized travel support whenever you need it
  • You do't want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR20.24% variable based on the Prime Rate
Intro Balance Transfer APR0% for 12 months on transfers made within 90 days from account opening date
Balance Transfer APR20.24% variable based on the Prime Rate
Balance Transfer Transaction FeeEither $2 to $10 or 2% to 3% of the amount of each transfer, whichever is greater
Cash Advance APR27.24% variable based on the Prime Rate
Cash Advance Transaction FeeEither $2 to $10 or 2% to 3% of the amount of each transfer, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Penalty APR29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $38
Return Payment Penalty FeeUp to $38

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

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UBS Visa Signature Credit Card

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