Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Union Plus Primary Access Card card

Union Plus Primary Access Card

Annual fee
None
Recommended credit
Good / Fair
Card network
Mastercard
Regular purchase APR
28.24% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Union Plus Primary Access from Capital One Card is an unsecured credit builder credit card that rewards AFL-CIO union members for their responsible use of credit. Cardholders receive a credit limit increase after making their first five monthly payments on-time.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Access a higher credit line when you make your first 5 payments on time;
  • Credit limits between $300 and $5,000
  • $0 fraud liability

Who this card may suit

  • You're hoping to boost your credit score
  • You don’t want to carry a balance
  • You're a member of an AFL-CIO affiliated union
  • You do't want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR28.24% variable based on the Prime Rate
Balance Transfer APR28.24% variable based on the Prime Rate
Cash Advance APR28.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 4% of the amount of each Cash Advance, whichever is greater
Late Payment Penalty FeeUp to $38

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

Apply Now for Union Plus Primary Access Card (opens in a new tab)View issuer terms for Union Plus Primary Access Card (opens in a new tab)

Union Plus Primary Access Card

Apply Now for Union Plus Primary Access Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

Discover it® Chrome for Students

  • Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
  • Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all…
Annual fee
None
Recommended credit
Fair / No Credit Required
Intro APR
0% for 6 months from date of account opening date