United℠ Business Card
- Annual fee
- $0 intro annual fee for the first year, then $99
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 21.49% - 28.49% Variable
At a glance
Businesses can benefit significantly from airline cards, and the United Business Card from Chase is an excellent example of the breed. The card earns miles on the types of purchases businesses often make, with additional points coming from the United MileagePlus Program.
Our review of the United℠ Business Card
The United Business Card is an exceptional airline rewards card from United Airlines and Chase. Formerly known as the United Explorer Business Card, this card comes with a $99 annual fee (waived for the first year) and offers a generous introductory offer of up to 75,000 bonus miles, complimentary employee cards, and various United perks.
Application Requirements
When applying for the United Business Card, Chase requires the following information:
- Legal name of the business
- “Doing Business As” (DBA) name, if different
- Business type (LLC, sole proprietorship, etc.)
- Years in business
- Number of employees
- Company address
- Business contact information (phone, email)
- Revenue information
United MileagePlus Guide for Businesses
The United Business Card earns miles in the United MileagePlus Program. Here are some key points to consider before applying:
- Welcome Bonus: New accounts can earn 75,000 bonus miles by spending $5,000 in the first three months.
- How to Earn Miles: Earn 2X miles on United purchases and dining, 1X mile on all other purchases.
- Other Ways to Earn Miles: Businesses can earn miles through United partners, including hotels, car rentals, dining, and shopping.
How to Redeem United MileagePlus Miles
MileagePlus miles can be redeemed for flight bookings with United Airlines, as well as with other Star Alliance and codeshare partners. Cardholders can also use miles for hotel stays, car rentals, shopping, gift cards, and event experiences.
United MileagePlus Travel Benefits
The United Business Card offers a range of travel benefits, including priority boarding, lounge access, statement credits, in-flight savings, and more. Cardholders can also enjoy various perks based on their elite tier status within the MileagePlus Program.
Other Card Features
- No Foreign Transaction Fee: The United Business Card does not charge foreign transaction fees.
- Competitive Regular APR: The card offers a competitive APR on purchases and balance transfers.
- Visa for Business Protections: Cardholders benefit from Visa Signature Business features and protections, including zero fraud liability, roadside dispatch, lost/stolen card reporting, and more.
Card Comparisons
Compare the United Business Card with the United Club Business Card and other Chase business cards to determine the best option for your business needs.
Pros & Cons
- Pros: Complimentary employee cards, anniversary bonus miles, travel benefits, no foreign transaction fees.
- Cons: Heavy spend required for welcome offer, annual fee after the first year.
What We Like About the United Business Credit Card
The United Business Card offers a range of benefits, including generous travel perks, free employee cards, and a 0% intro APR period on purchases.
Things to Consider
This card is best suited for frequent flyers and may not be ideal for businesses with limited travel expenses. Consider your business spend and travel habits before applying for the United Business Card.
FAQs
Find answers to commonly asked questions about the United Business Card, its benefits, and how to maximize its rewards.
Overall, the United Business Card is a valuable choice for businesses looking to earn rewards on their travel expenses and enjoy premium travel benefits. Apply today to start earning miles and enjoying exclusive perks with United and Chase.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- $0 introductory annual fee for the first year, then $99.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
- Member FDIC
Who this card may suit
- You run small to medium-sized companies
- You plan to issue additional employee cards (at no extra cost)
- You frequently use your credit card to book flights with United or Star Alliance carriers
- You expect to make at least $5,000 in purchases within the first 90 days of becoming a cardholder to earn the card’s signup bonus (for new cardmembers)
Rates, fees and terms
| Annual Fee | $0 intro annual fee for the first year, then $99 |
|---|---|
| Regular Purchase APR | 21.49% - 28.49% Variable |
| Balance Transfer APR | 21.49% - 28.49% Variable |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% Variable |
| Cash Advance Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Penalty APR | Up to 29.99% Variable |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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United℠ Business Card
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