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UVM Alumni Visa Signature® card

UVM Alumni Visa Signature®

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
0% for 12 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The UVM Alumni Visa Signature® makes it possible to carry school spirit right in your wallet. Whether you’re a recent or soon-to-be graduate, this card brings rewards in multiple categories, from food to transportation. Fast food and cafe lovers as well as frequent ridesharing customers can pull in 3% cash back with no limits. Meanwhile, those who prefer to drive themselves or dine at sit-down restaurants can earn 2%, and 1% on all other purchases.

Our review of the UVM Alumni Visa Signature®

If you’re a University of Vermont alum looking to support your alma mater while earning rewards, the UVM Alumni Visa Signature® card from Commerce Bank is a great option. Not only will Commerce Bank donate to the alumni association with every purchase you make, but you’ll also earn cash back rewards on your everyday expenses.

Earning Rewards with Your UVM Alumni Card

While the card is marketed towards alumni, the rewards are particularly beneficial for current students. With 3% cash back on fast food, cafes, and ridesharing, it’s easy to earn rewards on common student expenses. Graduates and other UVM supporters can still benefit from the 2% cash back on gas and dining. Remember, earning rewards is dependent on merchant codes, so be sure to check where you’re making your purchases.

Redeeming Your Rewards

Redeeming your cash back rewards is simple. You can opt for a statement credit when you reach a minimum of 5,000 points. Alternatively, you can visit the Commerce Bank Signature Rewards Service Center to redeem points for airline tickets, gift cards, or merchandise.

Supporting the UVM Alumni Association

In addition to earning cash back rewards, using your UVM credit card helps support the school’s alumni association. Commerce Bank initiates a $50 donation with your first purchase, cash advance, or balance transfer. You’ll also receive a free copy of The University of Vermont, Tradition Looks Forward. Plus, for every $100 you spend with the card, Commerce Bank donates $.25 to the association.

Is the UVM Alumni Visa Signature® Right for You?

If you’re a dedicated UVM fan looking to give back to your alma mater, the UVM Alumni Visa Signature® card is a great choice. While the rewards may be more tailored towards students, the ability to support the school financially and in spirit is a major draw. If you’re looking for more rewards options, other cards may be better suited to your needs. Consider the Blue Cash Preferred® from Amex for a wider range of rewards, including 3X points on rideshares and gas.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Get 3% cash back at cafes and fast food restaurants, plus on rideshares
  • Get 2% cash back on gas and dining
  • Get 1% on uncategorized purposes
  • Donate $50 to UVM the first time you use the card, and $.25 per $100 spent thereafter
  • Get a free University of Vermont coffee table book

Who this card may suit

  • You attend or graduated from University of Vermont
  • You want your purchases to benefit UVM alumni
  • You frequently spend on fast food, café purchases, and rideshares
  • You're looking for a rewards card with no annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months from account opening date
Regular Purchase APR18.74% variable based on the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR18.74% variable based on the Prime Rate
Balance Transfer Transaction FeeEither $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR26.74% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee1% of the transaction amount in U.S. dollars; 2% of the transaction amount in other currencies
Penalty APR28.74% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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UVM Alumni Visa Signature®

Apply Now for UVM Alumni Visa Signature® (opens in a new tab)

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