Venmo Visa Credit Card: Fast, Safe Rewards
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 20.24%, 26.249% or 29.24% variable based on creditworthiness and the Prime Rate
At a glance
The Venmo Visa Credit Card is a unique twist on fintech credit cards. The card, from Synchrony Bank, offers up to 3% cash back on purchases, with rewards automatically calculated and debited into the associated Venmo account. The card also offers no annual fee and no foreign transaction fees.
Our review of the Venmo Visa Credit Card
The Venmo Visa Credit Card is a top-tier cashback credit card offered by Venmo with no annual or foreign transaction fees. Earn up to 3% cash back on your top eligible spend with this unique card.
Choose Your QR Code Design
One of the standout features of the Venmo Card is the personalized QR code on each card. Easily connect with friends for quick payments or split bills with this convenient feature.
How to Earn Rewards
The Venmo Card offers up to 3% cash back on eligible purchases in your top spending category, 2% back on your second most spent category, and 1% back on all other purchases. Venmo automatically tracks your spending for easy redemption.
| Categories | Cash Back |
|---|---|
| Bills & utilities | 3% |
| Dining | 2% |
| Nightlife | 1% |
| Gas | 1% |
| Groceries | 1% |
Mobile Wallet App Comparison
Compare the Venmo Visa Card to other top cashback cards like the PayPal Cashback Mastercard®:
| Card | Annual Fee | Rewards | Redemption |
|---|---|---|---|
| Venmo Visa | $0 | 3% back on top category, 2% back on second | Automatic Venmo deposit |
| PayPal Cashback | $0 | 3% back on PayPal purchases, 2% back on all | PayPal deposit or statement credit |
Other Card Features
In addition to cash back rewards, the Venmo Visa Card offers seamless integration with the Venmo app for easy bill splitting and spending tracking. Enjoy contactless payments and Visa benefits like Zero Fraud Liability and Emergency Card Replacement.
Should You Apply for the Venmo Visa Credit Card?
If you’re a fan of digital payment platforms like Venmo or PayPal, the Venmo Visa Card is a must-have for earning up to 3% cash back on your top spending categories. For others, the appeal may be limited, but with automatic rewards tracking and easy redemption, it’s definitely worth considering. Plus, you can’t apply without a Venmo account, making the decision even easier. Apply today and start earning cash back on your purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn custom cash back rewards – up to 3% on your top spend category
- Syncs seamlessly with the Venmo app
- Visa contactless technology allows you to shop securely at contactless-enabled terminals
- Choose from various colors, and each card contains a unique QR code that takes users straight to your profile
- No annual fee
Who this card may suit
- You already use Venmo or are interested in using it
- You want a simple, automatic rewards structure
- You don’t want to pay an annual fee or foreign transaction fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 20.24%, 26.249% or 29.24% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 28.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $30 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Venmo Visa Credit Card
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