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Wells Fargo Autograph Card card

Wells Fargo Autograph Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
0% for 12 months
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Cardholders can earn up to 3X points on everyday purchases with the Wells Fargo AutographSM Card. The card, which features no annual fee and a year-long 0% intro APR period on purchases, earns 3X points on broad categories, including gas, transit, dining, streaming, and more.

Our review of the Wells Fargo Autograph Card

Tips from a Credit Card Expert: How to Make the Most of Your Credit Card

Are you looking for advice on credit cards from an expert in the field? Look no further! As a credit card expert, I have the knowledge and experience to help you make the most of your credit card.

Here are some key tips to help you maximize the benefits of your credit card:

1. Choose the right card for your needs: With so many credit card options available, it’s important to choose a card that best suits your lifestyle and spending habits. Whether you’re looking for cash back rewards, travel perks, or a low interest rate, there’s a credit card out there for you.

2. Use your credit card responsibly: To make the most of your credit card, it’s important to use it responsibly. This means paying your bill on time and in full each month, avoiding carrying a balance, and keeping your credit utilization low.

3. Take advantage of rewards and perks: Many credit cards offer rewards programs that allow you to earn cash back, points, or miles on your purchases. Take advantage of these rewards by using your credit card for everyday expenses and paying off your balance each month.

4. Monitor your credit card activity: To protect yourself from fraud and identity theft, it’s important to monitor your credit card activity regularly. Check your statements for any unauthorized charges and report them to your credit card issuer immediately.

By following these tips from a credit card expert, you can make the most of your credit card and enjoy the many benefits it has to offer.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • No foreign transaction fees
  • Earn 3X points on dining, travel, gas, transit, streaming, and phone plans
  • Earn 1X points on all other purchases
  • 0% intro APR for 12 months on purchases

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months
Regular Purchase APR20.24%, 25.24%, or 29.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR20.24%, 25.24%, or 29.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of the transfer, whichever is greater
Cash Advance APREither $10 or 5% of the amount of each advance, whichever is greater
Cash Advance Transaction FeeEither $10 or 5% of the amount of each advance, whichever is greater
Late Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Wells Fargo Autograph Card

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