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Wescom Bruin Choice Visa® Credit Card card

Wescom Bruin Choice Visa® Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Fair
Card network
Visa
Intro purchase APR
0% for 6 months from account opening date
Apply Now for Wescom Bruin Choice Visa® Credit Card (opens in a new tab)Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Wescom Bruin Choice Visa® Credit Card helps UCLA students build credit and earn rewards at the same time. The card is a credit union and student credit card that offers 0% intro APR, no foreign transaction fees, and up to 5X point son purchases – all for no annual fee.

Our review of the Wescom Bruin Choice Visa® Credit Card

  • UCLA Bookstore
  • UCLA Dining Halls
  • UCLA Store
  • UCLA Health
  • UCLA Recreation
  • UCLA Housing

Additionally, cardholders earn 1X points on all other purchases, making it easy to rack up rewards quickly.

No Hidden Fees or Annual FeeOne of the standout features of the Bruins Choice Visa is the lack of hidden fees. There are no annual fees, foreign transaction fees, or balance transfer fees, making it a cost-effective option for students on a budget.

Build Credit ResponsiblyThe Wescom Bruins Choice Visa is a great tool for UCLA students to start building credit responsibly. By making on-time payments and keeping balances low, students can establish a positive credit history that will benefit them in the future.

Overall, the Wescom Bruins Choice Visa is a solid student credit card option for UCLA students looking to build credit while earning rewards. With up to 5X points on select purchases, no hidden fees, and the opportunity to build credit responsibly, this card is a smart choice for Bruins new to credit.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • No foreign transaction fees
  • Earn 5X points on select UCLA purchases
  • Earn 1.5X points on all other purchases
  • 0% intro APR for 6 months on purchases and balance transfers
  • Credit limits of up to $1,000

Who this card may suit

  • You attend UCLA
  • You're new to credit cards
  • You want to earn savings at a selection of campus dining options
  • You do't want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR17.40% to 27.40% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 6 months from account opening date
Balance Transfer APR17.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $2 or 2% of the amount of each transfer, whichever is greater
Cash Advance APR17.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeEither $2 or 2% of the amount of each transfer, whichever is greater
Late Payment Penalty FeeUp to $15
Return Payment Penalty FeeUp to $25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit.

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Wescom Bruin Choice Visa® Credit Card

Apply Now for Wescom Bruin Choice Visa® Credit Card (opens in a new tab)

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Annual fee
None
Recommended credit
Fair / No Credit Required
Intro APR
0% for 6 months from date of account opening date
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