Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Zions Bank AmaZing Cash for Business Credit Card card

Zions Bank AmaZing Cash for Business Credit Card

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
0% for 6 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Zions Bank AmaZing Cash for Business Card earns up to 3% cash back on purchases while also benefiting from 0% intro APR on both purchases and balance transfers– all for no annual fee.

Our review of the Zions Bank AmaZing Cash for Business Credit Card

If you’re in the market for a cash back business credit card, look no further than the Zions Bank AmaZing Cash Business Card. With a 0% intro APR on purchases and balance transfers, a fixed rate on all transactions after that, and no annual fee, this card packs a punch when it comes to savings and benefits.

How to Earn Cash Back

The Zions AmaZing Cash for Business Card offers a competitive cash back earning rate, similar to its rewards counterpart. Cardholders can earn 3% back on purchases in categories like mobile and landline phone services, internet and cable TV, and office supplies. Additionally, you’ll earn 2% back on airfare and car rentals, and 1% back on all other purchases. Cash back is capped at $150,000 in the top-earning categories each year.

How to Redeem Cash Back

Redeeming your cash back rewards with Zions is a breeze. Simply ensure your account is in good standing and has accrued at least $25 in cash back. You can redeem your rewards as a statement credit or deposit them into a linked Zions banking account. Keep in mind that redemptions may take up to three days to process.

Additional Savings Through SavingsEdge

Cardholders can take advantage of additional savings through Visa’s SavingsEdge Program. Enroll for free and enjoy discounts at a variety of retailers, including hotel partners, dining chains, and business solution brands. This added perk adds even more value to the AmaZing Cash for Business Card.

Should You Apply?

Overall, the Zions Bank AmaZing Cash for Business Credit Card offers a competitive fixed rate, attractive intro APR periods, and valuable cash back rewards. While there are limitations on top-earning categories, the $150,000 cap is generous for most small businesses. Consider applying for this card to maximize your savings and benefits.

Explore other card offers from Zions Bank to find the perfect fit for your business needs.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Credit limit up to $250,000
  • Earn up to 3% cash back rewards
  • No rewards fees
  • 0% intro APR on purchases and balance transfers

Who this card may suit

  • You prefer cash back to reward points
  • You want an interest-free period to finance large purchases or pay down existing balances
  • You want to avoid the fluctuations of a variable interest rate
  • You do't want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR19.49% variable based on the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR19.49% variable based on the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR24.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $29
Over Limit Penalty FeeUp to $29

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for Zions Bank AmaZing Cash for Business Credit Card (opens in a new tab)View issuer terms for Zions Bank AmaZing Cash for Business Credit Card (opens in a new tab)

Zions Bank AmaZing Cash for Business Credit Card

Apply Now for Zions Bank AmaZing Cash for Business Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

Ink Business Preferred® Credit Card

  • Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash…
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary…
Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable