Vectra Bank AmaZing Cash for Business Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The AmaZing Cash for Business Card from Vectra Bank earns up to 3% back on purchases while also benefiting from 0% intro APR on purchases – all for no annual fee.
Our review of the Vectra Bank AmaZing Cash for Business Credit Card
Are you looking for a no annual fee cash back business card with excellent benefits? Look no further than the Vectra Bank AmaZing Cash Business Card. With 0% intro APR on purchases and a fixed rate on all transactions after that, this card is a great choice for businesses.
How to Earn Cash Back
The Vectra AmaZing Cash for Business Card offers cash back rewards at the same rate as the Rewards Card, but in the form of a percentage back rather than points. Cardholders can earn 3% back on purchases in categories like mobile phone services, internet and cable TV, office supplies, and landline phone services. Additionally, you can earn 2% back on eligible travel purchases and 1% back on everything else.
How to Redeem Cash Back
Redeeming cash back with Vectra is easy. Simply ensure your account is in good standing and has at least $25 in cash back accrued. You can then choose to receive your cash back as a statement credit or as a deposit to a linked Vectra savings or checking account.
Bonus Points Offer
Businesses have the opportunity to earn up to 100,000 points by meeting minimal spend requirements within the first 90 days. This bonus has a cash equivalent of up to $1,000, making it a valuable perk for businesses looking to invest in their growth.
0% Intro APR on Purchases
Enjoy 0% intro APR on purchases for six months with the AmaZing Cash for Business Card. This can provide the cash flow needed to finance significant purchases without worrying about interest payments.
Fixed Interest Rates After Intro Period
After the introductory period, the AmaZing Cash Business Card offers a reliable, fixed APR of 10.66% + Prime. While not the lowest rate available, it provides businesses with the flexibility to earn cash back while still carrying a balance.
Vectra Bank offers online banking services and IntelliLink, an online reporting tool with twenty pre-built reports to help businesses track their spending. Companies can choose to receive one statement for the entire account or individual statements for each cardholder.
Should You Apply for the Vectra Bank AmaZing Cash Business Card?
Overall, the AmaZing Cash Business Card is a valuable cash back rewards credit card with a low fixed rate on purchases and balance transfers. With high cash back limits, bonus rewards, and a 0% intro APR period, this card is a great choice for businesses looking to maximize their rewards and manage their expenses effectively. Apply today for the Vectra Bank AmaZing Cash Business Card!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee Get $500 Cash Back when you spend $3,000 in the first 90 days
- Get $1,000 Cash Back when you spend $50,000 in the first 6 months
- 0% Intro APR on purchases for 6 months
Who this card may suit
- You prefer cash back and statement credits to other reward options
- You want a card that gives them an interest-free period to finance significant purchases
- You want to avoid the fluctuations of a variable-rate APR
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 19.15% variable based on the Prime Rate |
| Balance Transfer APR | 19.15% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 28.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $29 |
| Over Limit Penalty Fee | Up to $29 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Vectra Bank AmaZing Cash for Business Credit Card
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