Zions Bank Clarity Visa® Credit Card
- Annual fee
- None
- Recommended credit
- Fair / Poor
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
Keep things simple with the Zions Bank Clarity Visa® Credit Card. The card is equipped to benefit your pockets with low rates, no annual fee, no late fees, and more. If transparency is what you’re looking for in a credit card, you’ve come to the right place.
Our review of the Zions Bank Clarity Visa® Credit Card
Zions Bank has a long-standing reputation as a reliable financial institution, offering a variety of credit card products to meet the needs of its customers. One such product is the Zions Bank Clarity Visa® Credit Card, which lives up to its name by providing clarity and simplicity for everyday purchases.
Lowest Rates
The Zions Bank Clarity Visa® Credit Card offers some of the lowest rates among all Zions Bank credit card products. This makes it an ideal choice for everyday purchases, whether you’re grabbing your morning coffee or making larger purchases without worrying about high interest rates.
Balance Transfers
In addition to low rates, this card also offers an introductory APR on both purchases and balance transfers. This can be particularly beneficial if you’re looking to pay off existing debt or consolidate balances, helping you save money in the long run.
No Fees
One of the standout features of the Zions Bank Clarity Visa® Credit Card is the absence of extra fees. There are no late fees, no returned payment fees, no foreign transaction fees, and no annual fee. This means you can use your card with peace of mind, knowing you won’t be hit with unexpected charges.
Earn Uber Cash
By enrolling your card in the Uber App and participating in Visa Local Offers, you can earn Uber Cash on qualifying purchases at featured restaurants, retailers, and coffee shops. This is a great way to earn rewards while enjoying your favorite spots.
Other Benefits
In addition to these features, the Zions Bank Clarity Visa® Credit Card offers a range of other benefits, including 24/7 customer service, card alerts, roadside dispatch, cell phone protection, extended warranty, mobile fraud alert service, travel accident insurance, lost luggage assistance, and auto rental collision damage waiver.
Should You Apply?
If you’re looking for a straightforward credit card with low rates, no extra fees, and a variety of perks, the Zions Bank Clarity Visa® Credit Card is a solid choice. Whether you’re looking to pay down debt, earn rewards, or enjoy added protections while traveling, this card has you covered. Apply today and experience the clarity and simplicity of the Zions Bank Clarity Visa® Credit Card.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Enjoy one of Zions Bank's lowest rates available
- No annual fee, foreign transaction fee, nor late fee
- 0% intro APR on purchases (for 6 months) and balance transfers (for 15 months)
- Cell phone protection and contactless-enabled technology available"
Who this card may suit
- You want a simple everyday credit card with no extra fees for ease of mind
- You want to pay down debt with lower rates
- You find value in additional protection services for travel, mobile, and more
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 15.00% to 24.00% variable based on the Prime Rate |
| Intro Balance Transfer APR | 0% for 15 months on transfers made within 60 days from account opening date |
| Balance Transfer APR | 15.00% to 24.00% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 26.50% to 30.50% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit Poor Credit.
Apply Now for Zions Bank Clarity Visa® Credit Card (opens in a new tab)View issuer terms for Zions Bank Clarity Visa® Credit Card (opens in a new tab)
Zions Bank Clarity Visa® Credit Card
Apply Now for Zions Bank Clarity Visa® Credit Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Grow Credit Mastercard
- Grow Credit reports customer activity to the three major credit bureaus each month – which can help you establish…
- Choose from over 100 available subscription services to pay with Grow Credit
- Annual fee
- None
- Recommended credit
- No Credit Required
- Purchase APR
- 0.00%
UNIFY Variable-Rate Visa® Gold Credit Card
- No balance transfer or cash advance fees
- Optional Debt Protection
- Annual fee
- None
- Recommended credit
- Good / Fair
- Purchase APR
- 14.49% to 17.99% variable based on creditworthiness and the Prime Rate
PEFCU Visa Card
- No balance transfer fees
- Visa Platinum benefits
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 9.90%, 10.50%, or 10.90%