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Zions Bank Vivid Rewards Visa® Credit Card card

Zions Bank Vivid Rewards Visa® Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
0% for 6 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Zions Bank Vivid Rewards Visa® Credit Card is a fun card ready to reward you for living life boldly. Get ready to earn up to 3x the points per $1 spent with the Vivid Rewards Card on a wide range of purchases. Additionally, earn 1x point per $1 spent on everything else. The benefits don’t stop there. Enjoy all that Zions Bank Vivid Rewards Visa® Credit Card has got to offer, and more, all for no annual fee.

Our review of the Zions Bank Vivid Rewards Visa® Credit Card

If you’re looking for a credit card that rewards you for living boldly, the Zions Bank Vivid Rewards Visa® Credit Card from Zions First National Bank is the perfect choice. Earn points on every dollar spent and enjoy additional travel benefits to maximize your rewards.

Earn 3x Points on Things You Love

Live life to the fullest with the Zions Bank Vivid Rewards Visa® Credit Card and earn 3x points per $1 spent on dining, entertainment, transportation, and digital services. Whether you’re dining out, going to a concert, or streaming your favorite shows, this card has you covered.

Earn Points for All purchases

Even everyday purchases like groceries and clothing earn you rewards with the Zions Bank Vivid Rewards Visa® Credit Card. Earn 1x point for every $1 spent, so you can stack up redeemable points with every purchase.

How to Redeem

Redeeming your points is easy with the Zions Bank Vivid Rewards Visa® Credit Card. Simply ensure your account is in good standing, accumulate at least 2,500 points, and then request redemption on the website. Your rewards will be credited within 3-5 business days.

Travel Benefits

Enjoy travel benefits like no foreign transaction fees, Travel Accident Insurance, and Lost Luggage Reimbursement with the Zions Bank Vivid Rewards Visa® Credit Card. Stay protected and save money while traveling for business or pleasure.

Intro APR

New applicants can take advantage of promotional APRs for purchases and balance transfers with the Zions Bank Vivid Rewards Visa® Credit Card. Plus, there’s no annual fee, so you can enjoy all the benefits without any added expense.

Should You Apply for the Zions Bank Vivid Rewards Visa® Credit Card?

If you’re looking for a rewards card that offers additional benefits for travel, convenience, and protection, the Zions Bank Vivid Rewards Visa® Credit Card is the perfect choice. Earn rewards on all your purchases and enjoy added perks without any annual fees. Apply today and start earning rewards on every purchase!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 3 points per $1 spent on dining, entertainment, transit, and digital services
  • Earn 1 point per $1 spent on all other eligible purchases
  • No annual fee or foreign transaction fee
  • 0% intro APR on purchases (for 6 months) and balance transfers (for 12 months)"

Who this card may suit

  • You enjoy dining, entertainment, streaming, and more
  • You want to earn Rewards for purchases on things you love
  • You could use extra savings and benefits while traveling
  • You're looking for a bold Rewards credit card without the added cost of an annual fee"

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR17.50% to 29.50% variable based on the Prime Rate
Intro Balance Transfer APR0% for 12 months on transfers made within 60 days from account opening date
Balance Transfer APR17.50% to 29.50% variable based on the Prime Rate
Balance Transfer Transaction FeeEither $10 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR26.50% to 30.50% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 4% of the amount of each cash advance, whichever is greater
Late Payment Penalty FeeUp to $35
Return Payment Penalty FeeUp to $30

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for Zions Bank Vivid Rewards Visa® Credit Card (opens in a new tab)View issuer terms for Zions Bank Vivid Rewards Visa® Credit Card (opens in a new tab)

Zions Bank Vivid Rewards Visa® Credit Card

Apply Now for Zions Bank Vivid Rewards Visa® Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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