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Capital One® Spark® Cash for Business card

Capital One® Spark® Cash for Business

Annual fee
$0 intro for the first year, $95 thereafter
Recommended credit
No Credit Required
Card network
Visa
Regular purchase APR
26.99% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Our review of the Capital One® Spark® Cash for Business

1 Capital One Credit Card Offers: Compare & Choose the Best Option

Are you looking for a credit card expert to help you navigate the world of Capital One credit card offers? Look no further! We’ve compiled a comprehensive list of Capital One credit card options for you to compare and choose from. Whether you’re looking for cash back rewards, travel benefits, or low interest rates, we have the information you need to make an informed decision. Explore our selection of Capital One credit card offers today and find the perfect card for your financial needs.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn a one-time $500 cash bonus for spending $4,500 within the first 3 months
  • •Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • •Free employee cards, which also earn unlimited 2% cash back on all purchases
  • No foreign transaction fees

Who this card may suit

  • N/A

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$0 intro for the first year, $95 thereafter
Regular Purchase APR26.99% variable based on the Prime Rate
Balance Transfer APR26.99% variable based on the Prime Rate
Cash Advance APR26.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each cash advance, whichever is greater
Penalty APR29.4% variable based on the Prime Rate
Late Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.

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Capital One® Spark® Cash for Business

Apply Now for Capital One® Spark® Cash for Business (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable