Aeroplan® Credit Card
- Annual fee
- $95
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 21.24% to 28.24% variable based on creditworthiness and the Prime Rate
At a glance
The Aeroplan® Credit Card from Chase offers quite a lot of value for its $95 annual fee. The card comes with a lucrative sign-up bonus, monthly spending bonuses (up to 1,500 extra points), and 3X points on purchases.
Our review of the Aeroplan® Credit Card
The Aeroplan® Credit Card sets itself apart from other co-branded airline cards with its impressive perks, scalable rewards, focus on “value for money,” and extensive list of transfer partners.
Earn Up to 100,000 Aeroplan Points
One of the standout features of the Aeroplan® Credit Card is the generous welcome offer. New cardholders can earn a Welcome Flight Reward worth up to 100,000 points. To qualify for this bonus, you need to spend $4,000 within the first 3 months of account opening to receive 75,000 bonus points. To earn the remaining 25,000 points, you’ll need to spend $20,000 on purchases within the first 12 months of account opening.
Earn Miles with Everyday Spending
To provide ongoing value, the Aeroplan® Credit Card offers accelerated points earning in key spending categories:
- 3X points on dining, takeout, and eligible delivery services
- 3X points at grocery stores
- 3X points on Air Canada purchases
- 1X points on all other purchases
These bonus categories offer exceptional value, especially with triple points on dining and groceries.
Monthly Spending Bonuses
The Aeroplan® Credit Card rewards cardholders for everyday use by offering up to 1,500 Aeroplan points each month for meeting spending targets. Earn 500 bonus points for every $2,000 spent per month, up to 1,500 points per month.
How to Redeem Aeroplan Points
Redeeming Aeroplan points is straightforward, with the best value coming from award flights with Air Canada and its partner airlines. With 45 global carriers in partnership, including Star Alliance members, there are plenty of options for redeeming points.
Pay Yourself Back & More
Chase plans to introduce new redemption options for Aeroplan points, including Pay Yourself Back at 1.25 cents per point and offsetting carbon emissions for Air Canada flights.
Fourth Night Free with HotelSavers
Aeroplan cardholders can enjoy a fourth night free when booking stays through HotelSavers, offering great value and flexibility for travel accommodations.
Aeroplan Elite Status
The Aeroplan® Credit Card also offers accelerated progress towards elite statuses, with benefits such as priority reservations, airport check-in, complimentary checked bags, and more.
Impressive Airport Perks
In addition to rewards on purchases, the Aeroplan card provides valuable airport perks and protections, including TSA Precheck credits, free checked bags, baggage delay insurance, and trip delay reimbursement.
Other Card Features
Additional features of the Chase Aeroplan® Credit Card include no foreign transaction fees, World Elite Mastercard benefits, and various protections and services for cardholders.
With its generous rewards, valuable benefits, and extensive partner network, the Aeroplan® Credit Card stands out as a top choice for frequent flyers and credit card enthusiasts.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 100,000 points - that's $825 in travel value when redeemed with Pay Yourself Back®
- $95 Annual Fee
- Earn 75,000 points after you spend $4,000 on purchases in the first three months your account is open. Plus, an additional 25,000 Aeroplan points after spending $20,000 total in the first 12 months from account opening
- Earn 3x points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly.
- No foreign transaction fees.
- Free first checked bag.
- 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
- Earn 1x point for each dollar spent on all other purchases.
- Member FDIC
Who this card may suit
- You are Canadian and live in the U.S.
- You frequently travel on Air Canada or another Star Alliance Partner
- You plan to frequently use this card for both everyday and exceptional purchases
- You want lucrative reward points with plenty of redemption options
Rates, fees and terms
| Annual Fee | $95 |
|---|---|
| Regular Purchase APR | 21.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 21.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Penalty APR | Up to 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Aeroplan® Credit Card
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