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Alaska USA Visa Credit Card card

Alaska USA Visa Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
$50
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
10.5%, 12.5%, or 14.5% variable based on creditworthiness
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Alaska USA Visa Credit Card earns cardholders points on all their purchases. This credit card waives the annual fee for cardholders who also have an Alaska USA Federal Credit Union checking account. There is also no foreign transaction fee with this card. Furthermore, cardholders enjoy the same APR for purchases, cash advances, and balance transfers.

Our review of the Alaska USA Visa Credit Card

Are you looking for a credit card with low interest rates and no hidden fees? Look no further than the Alaska USA Visa Credit Card from Alaska USA Federal Credit Union. This rewards card allows cardholders to earn points on all purchases, which can then be redeemed for travel or merchandise. What sets this card apart is its singular APR for all transactions – no need to worry about different rates for purchases, cash advances, or balance transfers. Plus, with no annual fee and no foreign transaction fees, this card can save you money while offering great benefits. Find out more about the Alaska USA Visa Credit Card below.

Earn Points on Your Purchases

With the Alaska USA Visa Credit Card, you can earn points on every purchase you make. Whether you’re paying bills or shopping for groceries, you’ll earn one point for every $1 spent. And unlike other rewards cards, there are no restrictions on how you can earn points or where you can earn them. Plus, with the ScoreCard rewards program, you can easily redeem your points for travel or merchandise.

Redeeming Points

When it’s time to redeem your points, ScoreCard offers flexibility in booking travel with no restrictions on where or when you can travel. You can also redeem points for merchandise, starting as low as 2,000 points. While there is no option for cash back or gift cards, the wide range of rewards available through ScoreCard makes up for it.

One APR for Everything

The standout feature of the Alaska USA Visa Credit Card is its singular interest rate for all transactions. This means you’ll pay the same APR for purchases, cash advances, and balance transfers. Say goodbye to confusing APR structures and unexpected fees – with this card, you’ll know exactly what you’re getting.

Save Money with No Fees

Not only does the Alaska USA Visa Credit Card offer a competitive APR, but it also waives the $50 annual fee for members who have a checking account with Alaska USA Federal Credit Union. Plus, with no foreign transaction fees, this card is perfect for travelers who want to save on fees while earning rewards.

Should You Apply?

If you’re looking for a credit card with low interest rates, no fees, and great rewards, the Alaska USA Visa Credit Card is worth considering. While the earning rate may not be as high as some other cards, the simplicity of the rewards structure and the savings on fees make it a solid choice for many consumers.

Don’t miss out on the benefits of the Alaska USA Visa Credit Card – apply today and start earning rewards on all your purchases!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No foreign transaction fee
  • The same APR for all transactions
  • Annual fee waived if you have an Alaska USA Federal Credit Union checking account
  • Earn points on your purchases

Who this card may suit

  • You want to earn points on their purchases
  • You have a checking account with Alaska USA Federal Credit Union
  • You do't want to pay foreign transaction fees
  • You want a single APR for all credit card transactions, including balance transfers and cash advances

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$50
Regular Purchase APR10.5%, 12.5%, or 14.5% variable based on creditworthiness
Balance Transfer APR10.5%, 12.5%, or 14.5% variable based on creditworthiness
Cash Advance APR10.5%, 12.5%, or 14.5% variable based on creditworthiness
Cash Advance Transaction FeeEither $10 or 2% of the amount of each cash advance, whichever is greater
Late Payment Penalty FeeUp to $35
Return Payment Penalty FeeUp to $20

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Alaska USA Visa Credit Card

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