Amazon Business American Express Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- American Express
- Regular purchase APR
- 19.49% to 27.49% variable based on creditworthiness and the Prime Rate
At a glance
Choosing the right business rewards credit card can be difficult. The Amazon Business American Express Card rewards business owners with a percentage back in rewards and the ability to choose between a higher earning rate or an interest-free period.
Our review of the Amazon Business American Express Card
The Amazon Business American Express Card is a top choice for businesses looking to streamline their expenses and earn rewards, especially if Amazon is a key part of their operations. With the option to earn 3% back on Amazon purchases or 60 days interest-free financing, this card offers flexibility and convenience.
For those seeking a longer interest-free period, the Amazon Business Prime Card from Amex is worth considering. With 5% back on Amazon.com, AWS, and Whole Foods purchases or 90 days interest-free financing, this card is a great fit for Prime members.
In addition to Amazon rewards, the card also offers 2% back on dining and gas purchases in the U.S. and 1% back on all other eligible purchases. With no annual or foreign transaction fees, this card is a great option for international business expenses.
The Amazon Business American Express Card also provides access to tools like detailed expense tracking, Quickbooks® connectivity, and receipt management via Spend Manager℠ . Plus, new cardholders receive a $100 Amazon.com gift card upon approval.
Overall, the Amazon Business American Express Card is a solid choice for businesses that want to earn rewards on their Amazon purchases. Prime members may want to consider the Amazon Business Prime Card for even greater rewards. Make sure to have an Amazon account before applying for this card to maximize its benefits.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card
- Take advantage of 3% Back or 60 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market. You will earn 3% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
- $0 Annual Fee
- Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we're behind you
- With rewards that do't expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement
Who this card may suit
- You own or operate a small or medium-sized business
- You have an Amazon account and make a considerable amount of business expenses via the Amazon shopping platforms
- You're looking to earn rewards for regular purchases for your business
- You need a centralized hub to organize and reconcile your transactions
- You're looking for a business credit card with no annual or foreign transaction fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 19.49% to 27.49% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater |
| Penalty APR | 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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