Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Amazon Business Prime American Express Card card

Amazon Business Prime American Express Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
American Express
Regular purchase APR
19.49% to 27.49% variable based on creditworthiness and the Prime Rate
Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Amazon Business Prime American Express Card offers flexibility when choosing your perks, and its numerous business-focused tools make it a trusty companion for the owner of any small-to-medium-sized-business.

Our review of the Amazon Business Prime American Express Card

If you’re looking for a versatile credit card that offers rewards on all your purchases, the Amazon Business Prime American Express Card is worth considering. Whether you’re buying office supplies or planning a business trip, this card can help you earn rewards on every transaction.

Earn Rewards on Everyday Expenses

With the Amazon Business Prime American Express Card, you can earn 2% back on purchases at restaurants, gas stations, and wireless phone services in the United States. Additionally, you’ll earn 1% back on all other eligible purchases made with the card. This makes it a great option for those who want to maximize their rewards on everyday expenses.

Choose Your Preferred Rewards Option

One of the standout features of this card is the ability to choose between two rewards options. You can opt for a 5% back rewards rate on purchases at select Amazon portals, including Amazon.com, Amazon Business, Amazon Web Services, and Whole Foods Market. Alternatively, you can choose 90 days interest-free on purchases at these same portals.

Additional Benefits for Cardholders

In addition to earning rewards on your purchases, the Amazon Business Prime American Express Card offers a $125 Amazon.com gift card for new card members. There is no annual fee for this card, and it can be used internationally without foreign transaction fees. Plus, cardholders have access to tools like Spend Manager℠ and Quickbooks® integration to help manage expenses efficiently.

Is the Amazon Business Prime American Express Card Right for You?

Overall, the Amazon Business Prime American Express Card is a solid option for businesses looking to earn rewards on their everyday expenses. With a range of benefits and the flexibility to choose between rewards options, this card can help you maximize your spending. Just be sure to have an Amazon Prime membership to unlock all the card’s benefits. Apply today and start earning rewards on your business purchases.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card
  • Take advantage of 5% Back or 90 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market with an eligible Prime membership. You will earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
  • 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
  • 1% Back on other purchases
  • $0 Annual Fee
  • Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we're behind you
  • With rewards that do't expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement

Who this card may suit

  • You're a small business owner
  • You frequently shop or run you business via Amazon.com and Whole Foods
  • You have an eligible Amazon Prime membership
  • You make regular expenses and need a business credit card to make the process faster and easier to manage
  • You're looking to get some money back for your purchases
  • You want complimentary employee cards

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR19.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEIther $5 of 3% of the amount of each cash advance, whichever is greater
Penalty APR29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Similar cards

Ink Business Preferred® Credit Card

  • Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash…
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary…
Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable
Apply Now for Ink Business Preferred® Credit Card (opens in a new tab)Read review of Ink Business Preferred® Credit Card