Amazon Visa
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 19.99% to 28.74% variable based on creditworthiness and the Prime Rate
At a glance
Ideal for frequent Amazon.com shoppers, the Amazon Visa Signature Card offers a generous cash back earning rate in exchange for constant use at the online retailer.
Our review of the Amazon Visa
As Amazon continues to dominate the retail market, the Amazon Visa Signature Card has become a popular choice for many shoppers. Upon approval, you’ll receive an Amazon.com Gift Card automatically loaded into your account.
Earn Rewards with Amazon Purchases
By using the Amazon Visa Signature Card as your default payment method on Amazon.com, you can earn 3% back on every purchase. Additionally, you’ll earn 3% back at Whole Foods Market locations and on the grocer’s online shopping portal within Amazon.com.
Earn Rewards on All Other Purchases
For purchases such as local transit, commuting, restaurants, gas stations, and drugstores, you’ll earn 2% back for every $1 spent. All other transactions will earn you 1% back.
Redeem Rewards Easily
Accumulated rewards can be redeemed through Amazon.com’s Shop with Points feature, with no minimum amount required for redemption. You can use your points to pay for part of a purchase on practically any item in the virtual storefront.
Travel Benefits
The Amazon Visa Signature Card has no foreign transaction fees, making it a great option for shopping abroad. Plus, there’s no annual fee, adding to the card’s appeal.
Comparison with Chase Amazon Credit Cards
Here’s how the Amazon Rewards Visa Signature Card stacks up against other Chase Amazon credit cards:
| Card | Prime Visa | Amazon Visa |
|---|---|---|
| Amazon Prime membership required? | Yes | No |
| Earn 5% back on Amazon.com and Whole Foods Market purchases | Earn 3% back on Amazon.com and Whole Foods Market purchases | |
| Earn 5% back on purchases made through Chase Travel | Earn 3% back on purchases made through Chase Travel | |
| Earn 3% back on purchases at restaurants, gas stations, and drug stores | Earn 2% back on purchases at restaurants, gas stations, and drug stores | |
| Earn 2% back on local transit and commuting, including rideshares | Earn 2% back on local transit and commuting, including rideshares | |
| Earn 1% back on all other purchases | Earn 1% back on all other purchases | |
| Annual fee | No annual fee | No annual fee |
The Amazon Visa Signature Card is a top choice for Amazon shoppers looking to maximize their rewards and enjoy travel benefits without the hassle of foreign transaction fees.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Get an Amazon.com gift card upon account approval are.
- Earn 3% back on Amazon.com and Whole Foods Market purchases, plus on purchases made through Chase Travel.
- Earn 2% back on purchases at restaurants, gas stations, and drug stores, plus on local transit and commuting, including ridesh
- Earn 1% back on all other purchases"
Who this card may suit
- You have an Amazon.com account but don’t have Amazon Prime or Prime Rewards
- You shop frequently at Amazon.com or Whole Foods Market
- You're looking for a versatile credit card that will earn cash back rewards across a variety of shopping categories
- You use a credit card regularly to make purchases at restaurants, gas stations, and drugstores"
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 19.99% to 28.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 19.99% to 28.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Amazon Visa
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