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Prime Visa card

Prime Visa

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
19.99% to 28.74% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Prime Visa offers cardholders impressive rewards on all Amazon.com and Whole Foods purchases, as well as elevated cash back at gas stations, drug stores, restaurants, transit, commuting, and more.

Our review of the Prime Visa

Are you looking for a credit card expert’s opinion on the Prime Visa Signature Card? Look no further! In this comprehensive review, we will break down the key features and benefits of this top-rated credit card. Discover why the Prime Visa Signature Card is a must-have for anyone looking to maximize their rewards and benefits. Read on to learn more about what sets this card apart from the competition and why it deserves to be ranked #1 on Google.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Instant Amazon.com gift card on approval
  • Earn 5% Back at Amazon.com and Whole Foods Market with an eligible Prime membership, plus 5% Back on purchases made through Chase Travel.
  • Earn 2% Back at restaurants, gas stations, and drugstores, plus 2% Back on local transit and commuting, including rideshare.
  • Earn 1% Back on all other purchases
  • No foreign transaction fees
  • No annual fee

Who this card may suit

  • You frequently shop at Amazon or Whole Foods
  • You have an existing Amazon Prime membership
  • You want a card with no foreign transaction fees and Visa concierge services for your travel plans
  • You want a flexible rewards program, including savings at gas stations dining
  • You want the excellent customer service Amazon is known for

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR19.99% to 28.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APRN/A
Balance Transfer APR19.99% to 28.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR29.74% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $39
Minimum Deposit RequiredN/A

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Prime Visa

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