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American Airlines AAdvantage® Mile Up® card

American Airlines AAdvantage® Mile Up®

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
20.99% - 29.99% (Variable)
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The American Airlines AAdvantage® Mile Up® is a no annual fee airline credit card from Citi. The co-branded card earns 2x miles for every dollar spent on ticket purchases or at gas stations. Every other dollar spent on purchases earns a single mile, with no cap on the total number of miles earnable. New accounts also benefit from 10,000 bonus miles – plus a $50 statement credit – after spending $500 in purchases within the first 90 days.

Our review of the American Airlines AAdvantage® Mile Up®

Are you looking for a credit card that can help you earn rewards on everyday purchases and eligible airline tickets? Look no further than the American Airlines AAdvantage® Mile Up® credit card. This co-branded airline rewards card from American Airlines and Citi is designed to help you earn AAdvantage miles, the airline’s reward currency, with every swipe.

Earn Miles on Every Purchase

With the American Airlines AAdvantage® Mile Up® credit card, you can earn 2x miles on purchases at grocery stores and eligible American Airlines purchases, and 1x mile on every other dollar spent. Plus, new accounts receive a decent sign-up bonus of 10,000 bonus AAdvantage miles and a $50 statement credit when they spend $500 in the first 90 days.

What Are AAdvantage Miles Worth?

The value of AAdvantage miles is around 1.4 cents per mile, making the sign-up bonus worth approximately $140. When you combine this with the $50 statement credit, new accounts can enjoy a bonus of up to $200 for spending just $500 in 90 days.

How to Redeem Miles

Redeeming miles with the American Airlines AAdvantage® Mile Up® credit card is easy. You can use your miles towards flights with American Airlines or other Oneworld alliance carriers, such as British Airways, Qatar Airways, Japan Airlines, and more. Additionally, you can redeem miles for hotel bookings, car rentals, seat upgrades, vacations, merchandise, and gift cards.

Which AAdvantage Credit Card Is Right for You?

If you’re looking for a credit card that offers 2x miles at grocery stores and eligible American Airlines purchases with no annual fee, the American Airlines AAdvantage® Mile Up® credit card is a great choice. For more perks like Admirals Club access and first checked bag free on domestic itineraries, consider the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® or the Citi® / AAdvantage® Executive World Elite Mastercard®.

Choose the AAdvantage credit card that best fits your travel needs and start earning rewards today!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights

Who this card may suit

  • You prefer to fly with American Airlines or American Eagle
  • You want to earn miles for every purchase, but don’t want to pay an annual fee for the privilege
  • You like the idea of an easily achievable sign-up bonus

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR20.99% - 29.99% (Variable)
Balance Transfer APR20.99% - 29.99% (Variable)
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% (Variable)
Cash Advance Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Penalty APRUp to 29.99% variable based on creditworthiness and the Prime Rate
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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American Airlines AAdvantage® Mile Up®

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Annual fee
$99
Recommended credit
Excellent / Good
Purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate