BJ’s One™ Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 19.99% to 29.99% variable based on your creditworthiness and the Prime Rate
At a glance
The BJ’s One™ Mastercard® helps you save big at BJ's Wholesale Clubs with up to 3% cash back in rewards on BJ's purchases, 10 cents off each gallon of gas at BJ's Gas locations, and unlimited 1.5% back on all other purchases.
Our review of the BJ’s One™ Mastercard®
Looking for a credit card expert to help you navigate the world of credit cards? Look no further than the BJ’s One Mastercard. This credit card offers a range of benefits and perks that make it a top choice for savvy consumers. In this review, we will delve into the features of the BJ’s One Mastercard and why it ranks as one of the best options on the market.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 3% back in rewards on most purchases at BJ’s
- 1.5% back in rewards on purchases everywhere else Mastercard® is accepted
- 10¢ off/gallon at BJ’s Gas®
- Your rewards never expire
- Redeem your rewards in-club, on BJs.com or in the BJ’s app
Who this card may suit
- You already shop at BJ's and do't have a The One membership account
- You pump your gas exclusively at BJ's Gas locations
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 19.99% to 29.99% variable based on your creditworthiness and the Prime Rate |
| Balance Transfer APR | 19.99% to 29.99% variable based on your creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. |
| Cash Advance APR | 31.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $3 or 3% of the amount of each cash advance, whichever is greater. |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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BJ’s One™ Mastercard®
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