BJ’s One+™ Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 19.99% to 29.99% variable based on your creditworthiness and the Prime Rate
At a glance
The BJ’s One+™ Mastercard® helps you save big at BJ's Wholesale Clubs with up to 5% cash back in rewards on most BJ's purchases, 15 cents off each gallon of gas at BJ's Gas locations, and 2% back on all other purchases.
Our review of the BJ’s One+™ Mastercard®
As a seasoned credit card expert, I have conducted an in-depth review of the BJ’s One+™ Mastercard® to provide you with valuable insights and comparisons. This comprehensive analysis will help you make an informed decision on whether this credit card is the right fit for your financial needs.
In this review, I will discuss the key features of the BJ’s One+™ Mastercard®, including its rewards program, benefits, fees, and APR. Additionally, I will compare it to other similar credit cards on the market to help you understand how it stacks up against the competition.
By the end of this review, you will have a clear understanding of the BJ’s One+™ Mastercard® and whether it is the best option for you. Stay tuned for expert analysis and recommendations that will help you make the most of your credit card experience.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 5% back in rewards on most purchases at BJ’s
- 2% back in rewards on purchases everywhere else Mastercard® is accepted
- 15¢ off/gallon at BJ’s Gas®
- Your rewards never expire
- Redeem your rewards in-club, on BJs.com or in the BJ’s app
Who this card may suit
- You already shop at BJ's and have a The One membership account
- You pump your gas exclusively at BJ's Gas locations
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 19.99% to 29.99% variable based on your creditworthiness and the Prime Rate |
| Balance Transfer APR | 19.99% to 29.99% variable based on your creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. |
| Cash Advance APR | 31.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $3 or 3% of the amount of each cash advance, whichever is greater. |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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BJ’s One+™ Mastercard®
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