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Black Hills Federal Credit Union Visa Cash Back Credit Card card

Black Hills Federal Credit Union Visa Cash Back Credit Card

Annual fee
None
Recommended credit
Good
Card network
Visa
Intro purchase APR
2.90% for 12 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Designed for those who want to be rewarded for making everyday purchases, the Black Hills Federal Credit Union Visa Cash Back Card is a versatile tool for building credit while saving money and earning rewards points towards travel, gift cards, and more. Enjoy a card with no fees for maintenance, set-up, balance transfers or cash advances, as well as a grace period for purchases and much more.

Our review of the Black Hills Federal Credit Union Visa Cash Back Credit Card

If you’re in the market for a credit card that offers both rewards and a low APR, look no further than the Visa Cash Back Card from Black Hills Federal Credit Union. With interest rates as low as 10% and a grace period on purchases, this card is perfect for those looking to save money while earning points on their everyday spending.

Cardholders will earn 1 point for every $1 spent on purchases, which can be redeemed for travel, gift cards, electronics, and more through ScoreCard Rewards. Plus, with no annual fee, maintenance fee, or set-up fee, as well as no fee for balance transfers or cash advances, this card offers additional savings.

In addition to these benefits, the Visa Cash Back Card comes with valuable perks from Visa, including Travel Accident Insurance and Auto Rental Collision Damage Waiver. Black Hills Federal Credit Union also provides easy-to-use online and mobile services, including card alerts and 24/7 Card Support, making it convenient for cardholders on the go.

Overall, the Black Hills Federal Credit Union Visa Cash Back Card is a great option for BHFCU members looking for a rewarding credit card with no annual fee. Consider applying for this card today and start earning points on your everyday purchases. Check out other BHFCU credit card offers for more options.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 1 point per $1 spent on all everyday purchases and redeem points for gift cards, travel options, and more
  • Low and competitive APR, grace period on purchases
  • Auto Rental Collision Damage Waiver and Travel Accident Insurance (coverage up to $250,000)
  • 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification and more

Who this card may suit

  • You want a card with no annual fee, no balance transfer fee, and no cash advance fee
  • You want to enjoy a grace period on new purchases
  • You'll take advantage of a rewards program that earns
  • you 1 point per $1 for everyday purchases
  • You're looking for a card with an easy-to-use mobile app and 24/7 support

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR2.90% for 12 months from account opening date
Regular Purchase APR13.90% to 17.90% variable based on creditworthiness
Intro Balance Transfer APR2.90% for 12 months from account opening date
Balance Transfer APR13.90% to 17.90% variable based on creditworthiness
Cash Advance APR13.90% to 17.90% variable based on creditworthiness
Foreign Transaction FeeUp to 1% of the transaction amount in U.S. dollars
Late Payment Penalty FeeReturn Payment Penalty Fee:

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.

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Black Hills Federal Credit Union Visa Cash Back Credit Card

Apply Now for Black Hills Federal Credit Union Visa Cash Back Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date