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Black Hills Federal Credit Union Visa Traditional Credit Card card

Black Hills Federal Credit Union Visa Traditional Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Good / Fair
Card network
Visa
Intro purchase APR
2.90% for 12 months from account opening date
Apply Now for Black Hills Federal Credit Union Visa Traditional Credit Card (opens in a new tab)Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

A traditional credit card offer, just as the name implies, the Black Hills Federal Credit Union Visa Traditional Credit Card provides the spending power you need coupled with favorably low rates, a grace period on new purchases, no annual fee, and much more. With perks like Auto Rental Collision Damage Waiver, travel accident insurance, 24/7 card support, and free card alerts by text and email, this credit card can be a powerful tool for anyone who is looking to make worry-free purchases while building thei

Our review of the Black Hills Federal Credit Union Visa Traditional Credit Card

Black Hills Federal Credit Union Visa Traditional Credit Card

Looking for a no-frills credit card option with low interest rates and money-saving perks? Look no further than the Black Hills Federal Credit Union Visa Traditional Credit Card. With extremely low rates for purchases, balance transfers, and cash advances, this card is hard to resist. Plus, enjoy no annual fee, no cash advance fee, no balance transfer fee, and a grace period on new purchases.

When you apply for the Visa Traditional Card from BHFCU, you’ll also get added benefits thanks to Visa®. Receive $250,000 travel accident insurance, Auto Rental Collision Damage Waiver for car rentals, and Smart Travel Tips for your trips. Plus, access 24/7 account and card support through a free mobile app. Manage your money with ease through online banking and access over 30,000 surcharge-free ATMs nationwide through the CO-OP network.

Is the Black Hills Federal Credit Union Visa Traditional Credit Card right for you? With its competitive APR and money-saving perks, it’s definitely worth considering. Explore other BHFCU credit card options to find the best fit for your financial needs. Apply today and start saving money with BHFCU.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee, no cash advance fee and no balance transfer fee
  • Grace period on new purchases
  • Auto Rental Collision Damage Waiver and $250,000 Travel Accident Insurance
  • 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification and more

Who this card may suit

  • You want a card with no annual fee, no balance transfer fee, and no cash advance fee
  • You want to enjoy a grace period on new purchases
  • You'll take advantage of your Visa benefits
  • You're looking for a card with an easy-to-use mobile app and 24/7 support

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR2.90% for 12 months from account opening date
Regular Purchase APR8.90% to 17.90% variable based on creditworthiness
Intro Balance Transfer APR2.90% for 12 months from account opening date
Balance Transfer APR8.90% to 17.90% variable based on creditworthiness
Cash Advance APR8.90% to 17.90% variable based on creditworthiness
Foreign Transaction FeeUp to 1% of the amount of each transaction in U.S. dollars
Late Payment Penalty FeeUp to $35

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

Apply Now for Black Hills Federal Credit Union Visa Traditional Credit Card (opens in a new tab)View issuer terms for Black Hills Federal Credit Union Visa Traditional Credit Card (opens in a new tab)

Black Hills Federal Credit Union Visa Traditional Credit Card

Apply Now for Black Hills Federal Credit Union Visa Traditional Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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  • Easily redeem points for a variety of rewards
Annual fee
$12
Recommended credit
Excellent / Good
Purchase APR
10.90% Fixed
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