Black Hills Federal Credit Union Visa Signature® Rewards Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 2.90% for 12 months from account opening date
At a glance
The Black Hills Federal Credit Union Visa Signature® Rewards Card is the gold standard of personal credit card offers from BHFCU. Cardholders will benefit from a great rewards program that is coupled with exclusive Visa Signature® offers, along with a low (and extremely competitive) APR, no annual fees (a rarity for a rewards card of this caliber), a grace period on purchases, and much more. Save money, and earn rewards that can be redeemed for merchandise, travel, and so much more – even as you spend.
Our review of the Black Hills Federal Credit Union Visa Signature® Rewards Card
The Black Hills Federal Credit Union Visa Signature® Rewards Card is a top choice for those looking to earn rewards and save money. Cardholders can earn 1 point per $1 spent on everyday purchases, which can be redeemed for travel, experience rewards through ScoreCard Rewards, and more. With a competitive APR starting around 10%, cardholders can save money on large purchases or paying down existing debt. Plus, there are no balance transfer fees, making it easy to consolidate and pay off debt.
In addition to these benefits, cardholders will enjoy exclusive perks from Visa Signature®, including access to offers for fine wine and food, sports and entertainment, and travel and shopping through Signature Perks. The 24-hour Visa Signature Concierge service can assist with travel bookings, ticket purchases, restaurant reservations, and gift shopping. Cardholders also receive rental car privileges, special guest status at luxury hotels, and comprehensive protection at home and abroad.
With extended warranty protection, quick lost or stolen card reporting, and Visa’s Zero Liability Policy, cardholders can shop with peace of mind. In case of emergency, cardholders can receive a wire cash transfer and emergency card replacement. Auto Rental Coverage and Travel Accident Insurance provide additional protection for rental vehicles and travel accidents.
The card also offers Smart Travel Tips, 24/7 account and card support through a free mobile app, and access to over 30,000 surcharge-free ATMs through the CO-OP network. With no annual fees and exceptional benefits, the Black Hills Federal Credit Union Visa Signature® Rewards Card is a great choice for Dakota residents seeking a valuable rewards program.
Should You Apply for the Black Hills Federal Credit Union Visa Signature® Rewards Card?
The Black Hills Federal Credit Union Visa Signature® Rewards Card offers a competitive APR, no balance transfer fees, and unlimited 1X points on all purchases. With its valuable rewards program and array of benefits, this card is a great option for those looking to save money and earn rewards.
Check out other BHFCU Credit Card Offers for more options.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 1X point per $1 spent, redeemable for merchandise, travel or experience rewards
- 24-hour Visa Signature Concierge access to book travel, obtain tickets, make restaurant reservations, and more
- No annual fees, no balance transfer fees, no cash advance fees
- $25,000 Auto Rental Collision Damage Waiver, $1 Million Travel Accident Insurance
Who this card may suit
- You want a card with no annual fee, no balance transfer fee, and no cash advance fee
- You want to enjoy all of the VIP perks that accompany a Visa Signature® card
- You'll take advantage of a rewards program that earns you 1 point per $1 for everyday purchases
- You're looking for a card with an easy-to-use mobile app and 24/7 support
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 2.90% for 12 months from account opening date |
| Regular Purchase APR | 11.90% to 17.90% variable based on creditworthiness |
| Intro Balance Transfer APR | 2.90% for 12 months from account opening date |
| Balance Transfer APR | 11.90% to 17.90% variable based on creditworthiness |
| Cash Advance APR | 11.90% to 17.90% variable based on creditworthiness |
| Foreign Transaction Fee | Up to 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Black Hills Federal Credit Union Visa Signature® Rewards Card
Apply Now for Black Hills Federal Credit Union Visa Signature® Rewards Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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