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Black Hills Federal Credit Union Visa Traditional Business Credit Card

Annual fee
None
Recommended credit
Good / Fair
Card network
Visa
Regular purchase APR
8.90% to 17.9% variable based on creditworthiness
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Black Hills Federal Credit Union Visa Traditional Business Card is a no-frills credit card offer for small business owners that offers fantastic value with interest rates beginning at just under 10% coupled with the spending power your business needs. Highlights include no annual fee, no cash advance fee, 24/7 Card Support, and much more.

Our review of the Black Hills Federal Credit Union Visa Traditional Business Credit Card

The Visa Traditional Credit Card from Black Hills Federal Credit Union is a no-frills credit card offer that makes saving money easy, thanks to extremely low credit card interest rates for purchases, balance transfers, and cash advances. When compared to other credit card offers, this is one that will be difficult to resist, since cardholders will save beaucoup bucks thanks to no annual fee, no cash advance fee, no balance transfer fee, and a grace period on new purchases – all in addition to this card’s competitively low APR.

The Visa Traditional Business Card from Black Hills Federal Credit Union is a basic credit card geared towards small business owners who are looking for a no-frills card offer that gets down to business. This card is designed with business owners who have an eye for savings in mind; it offers the lowest APR out of their three business cards, and sweetens the deal with no annual fee, no cash advance fee, and best of all – no balance transfer fee. Business owners who plan to carry a balance, or want to use this card to pay down existing debt will rejoice – interest rates this low are not often available with a credit card for businesses, and this card also offers a grace period on new purchases.

In addition to competitively low interest rates and no fees, the Visa Traditional Business card from BHFCU includes several benefits that will interest small business owners, including an Auto Rental Collision Damage Waiver, and a $250,000 Travel Accident Insurance policy in case of accidental dismemberment or death while on a business trip. Cardholders have access to 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification, and much more.

Should You Apply for the Black Hills Federal Credit Union Visa Traditional Business Card?

Overall, the Black Hills Federal Credit Union Visa Traditional Business Card is a no-frills credit card offer for small business owners that offers fantastic value with interest rates beginning at just under 10% coupled with the spending power your business needs – what more else is there to say?

Browse Other BHFCU Credit Card Offers:

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee, no cash advance fee and no balance transfer fee
  • Grace period on purchases
  • Auto Rental Collision Damage Waiver
  • $250,000 Travel Accident Insurance

Who this card may suit

  • You want a card with no annual fee, no balance transfer fee, and no cash advance fee
  • You're a business owner
  • You want to enjoy a grace period on new purchases
  • You're looking for a card with an easy-to-use mobile app and 24/7 support

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR8.90% to 17.9% variable based on creditworthiness
Balance Transfer APR8.90% to 17.9% variable based on creditworthiness
Cash Advance APR8.90% to 17.9% variable based on creditworthiness
Foreign Transaction FeeUp to 1% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $35
Return Payment Penalty FeeUp to $22

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

Apply Now for Black Hills Federal Credit Union Visa Traditional Business Credit Card (opens in a new tab)View issuer terms for Black Hills Federal Credit Union Visa Traditional Business Credit Card (opens in a new tab)

Black Hills Federal Credit Union Visa Traditional Business Credit Card

Apply Now for Black Hills Federal Credit Union Visa Traditional Business Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable