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BMO Harris Bank Business Platinum Mastercard® Credit Card card

BMO Harris Bank Business Platinum Mastercard® Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for 18 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Better cash flow is better for business, and the BMO Harris Bank Business Platinum Mastercard credit card is designed to fit your business purchase needs. Enjoy generous introductory APR offers on purchases and balance transfers with 0% interest for up to 18 months, as well as many other hassle-free features that will help you grow your business.

Our review of the BMO Harris Bank Business Platinum Mastercard® Credit Card

The BMO Harris Bank Platinum Mastercard® credit card is a top choice for those seeking a straightforward, low APR credit card option. With a generous six-month introductory period of waived interest on purchases, as well as a 0% APR on balance transfers for fifteen months, this card offers great value for those looking to save on interest charges.

While it may not have the flashy rewards of other cards, the BMO Harris Bank Platinum Mastercard® does come with perks such as no annual fee and access to exclusive events through the Mastercard Priceless® Cities program. With features like digital payment options and 24/7 online account management, this card offers convenience and security for cardholders.

If you’re in the market for a no-frills credit card with a competitive rate and solid benefits, the BMO Harris Bank Platinum Mastercard® is worth considering. Whether you’re looking to make a large purchase or transfer a balance, this card has you covered.

Should You Apply for the BMO Harris Bank Platinum Mastercard®?

Overall, the BMO Harris Bank Platinum Mastercard® is a reliable choice for those seeking a simple, low APR credit card option. While it may not offer the bells and whistles of a rewards card, it provides solid value with its competitive rate and useful features. If you’re looking for a no-nonsense credit card that gets the job done, the BMO Harris Bank Platinum Mastercard® is a solid choice.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • 0% introductory APR on purchases for the first 18 months from date of account opening
  • Make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™
  • Save 1% – 25% at qualifying merchants. Use your card for eligible purchases and get automatic rebates at over 40,000 participating locations, including gas, hotels, rental cars, restaurants, office supplies and other business services

Who this card may suit

  • You want to save on purchases and balance transfers with 0% introductory APR for first 18 months
  • Your business could benefit from features like extended warranties, purchase assurance, and zero liability
  • You do not want to pay an annual fee
  • You want to save up to 25% at qualifying merchants with Mastercard Easy Savings®

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 18 months from account opening date
Regular Purchase APR16.49% to 25.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 18 months on transfers made within 90 days from account opening date
Balance Transfer APR16.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR32.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee2% of the transaction amount in U.S. dollars
Late Payment Penalty Fee$39
Return Payment Penalty Fee$39
Over Limit Penalty Fee$39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for BMO Harris Bank Business Platinum Mastercard® Credit Card (opens in a new tab)View issuer terms for BMO Harris Bank Business Platinum Mastercard® Credit Card (opens in a new tab)

BMO Harris Bank Business Platinum Mastercard® Credit Card

Apply Now for BMO Harris Bank Business Platinum Mastercard® Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable
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