BMO Harris Bank Business Platinum Rewards Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 9 months from account opening date
At a glance
The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card makes earning rewards for your business simple – each purchase you make at a vendor or supplier that you use to help run your business will earn points with no expiration or limit. Additionally, you can take advantage of a low introductory APR on purchases and a special 25,000 bonus points when you spend $3,000 or more within 90 days of account opening.
Our review of the BMO Harris Bank Business Platinum Rewards Mastercard®
Looking for the perfect business credit card for your company? The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card is a top choice that offers no annual fee, unlimited points that never expire, and a 0% introductory APR for the first nine months after opening your account.
With 0% APR on purchases for nine months, this card is ideal for businesses looking to make substantial investments. Earn an unlimited 1.5X points per dollar spent on all purchases, making the introductory period even more enticing. In fact, the BMO Harris Business Platinum Rewards card rivals the Capital One Spark line of cards in terms of rewards.
Additionally, enjoy 0% APR on balance transfers for the first nine months after opening your account. While the APR varies after the introductory period, it remains competitive for those with excellent credit scores. Plus, new account holders have the opportunity to earn 25,000 bonus points after spending $3,000 in the first three months.
The BMO Harris Bank Business Platinum Rewards Mastercard® also offers convenient features like digital payments with Apple Pay®, Google Pay™, and Samsung Pay™, online transaction monitoring, Zero Liability protection, Mastercard Easy Savings®, Priceless® Cities access, and various insurance products including extended warranty coverage.
If you’re a business owner looking for a credit card with excellent rewards and benefits, the BMO Harris Bank Business Platinum Rewards Mastercard® is a great choice.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Easily earn rewards points for every $1 spent
- No annual fee
- 0% introductory APR on purchases for first 9 months from date of opening account
- 25,000 bonus points when you spend $6,000 in the first 3 months of account opening
Who this card may suit
- You want to earn points from purchases for your business
- You're likely to spend $3,000 in the first three months to earn 25,000 bonus points
- You're interested in earning unlimited points that don’t expire
- You would like a business card with no annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 9 months from account opening date |
| Regular Purchase APR | 20.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 9 months on transfers made within 90 days from account opening date |
| Balance Transfer APR | 20.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 32.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, withever is greater |
| Foreign Transaction Fee | 2% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | $39 |
| Return Payment Penalty Fee | $39 |
| Over Limit Penalty Fee | $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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BMO Harris Bank Business Platinum Rewards Mastercard®
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