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BMO Harris Bank Platinum Mastercard Credit Card card

BMO Harris Bank Platinum Mastercard Credit Card

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for 15 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

With a 0% introductory APR on purchases for 15 months from account opening date and no annual fee, the BMO Harris Bank Platinum Mastercard® Credit Card is a great choice for someone who has good-to-excellent credit. In addition, you can take advantage of a generous introductory APR on balance transfers as well as the flexibility to make payments with your smartphone, manage your account online, and more.n take advantage of a generous introductory APR on balance transfers as well as the flexibility to make payments with your smartphone, manage your account online, and more.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 0% introductory APR on purchases for 15 months from account opening date
  • Make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™
  • Mastercard cardholders get access to one-of-a-kind experiences in cities across the globe, hotel upgrades and other perks with Priceless® Cities
  • Use your card at millions of locations worldwide, wherever Mastercard® credit cards are accepted

Who this card may suit

  • You do not want to pay an annual fee
  • You'll make a balance transfer within 90 days from date of credit card account opening
  • You want a card that will waive interest rates on purchases for the first six months

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 15 months from account opening date
Intro Balance Transfer APR0% for 15 months on transfers made within 90 days from account opening date
Balance Transfer APR18.24% to 26.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEIther $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR32.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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BMO Harris Bank Platinum Mastercard Credit Card

Apply Now for BMO Harris Bank Platinum Mastercard Credit Card (opens in a new tab)

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Annual fee
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Recommended credit
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Purchase APR
0.00%