BMO Harris Bank Cash Back Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 21.24% to 28.24% variable based on creditworthiness and the Prime Rate
At a glance
For those looking to cash in on credit cards that will help them earn cash back while spending on groceries and gas, the BMO Harris Bank Cash Back Mastercard® Credit Card is a solid option with comparatively low rates and fees. Earn 2% cash back per dollar spent on eligible gas and grocery purchases, up to 2,500 dollars quarterly, and enjoy an introductory APR of 0% on balance transfers for the first 12 months from opening your account as well as no annual fee.
Our review of the BMO Harris Bank Cash Back Mastercard®
Are you looking for a credit card that rewards you for your daily expenses? The BMO Harris Bank Cash Back Mastercard® Credit Card might be the perfect fit for you. With 2% cash back on gas and grocery purchases, up to $2,500 each quarter, this card can help you maximize your cash back potential. Plus, earn 1% cash back on all other purchases.
When you sign up for the BMO Harris Bank Cash Back Mastercard®, you can earn a $200 cash back bonus after spending $2,000 in the first three months. Enjoy a low introductory APR of 0% on purchases for 6 months and no annual fee.
With features like online account management tools, mobile payment options with Apple Pay®, Google Pay™, and Samsung Pay™, transaction monitoring tools, and exclusive Mastercard cardholder benefits, the BMO Harris Bank Cash Back Mastercard® offers a lot of value.
If you’re looking for a card that rewards your daily spending and offers exclusive perks, the BMO Harris Bank Cash Back Mastercard® could be a great fit for you.
Explore other BMO Harris card offers to find the right one for you.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- $200 cash back bonus when you spend $2,000 in the first three months of account opening
- 2% cash back per $1 spent on eligible gas and grocery purchases, up to $2,500 in combined spending each calendar quarter; 1% cash back on all other purchases
- 0% introductory rate on balance for 12 months on transfers made within 90 days from account opening date
- No annual fee
Who this card may suit
- You would enjoy earning a $200 cash back bonus
- You want to get 2% cash back on gas and grocery purchases
- You like the idea of an APR of 0% for 1 year on balance transfers made within the first six months of account opening
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 21.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months on transfers made within 90 days from account opening date |
| Balance Transfer APR | 21.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 32.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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BMO Harris Bank Cash Back Mastercard®
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