BMW Precision World Elite Mastercard: Decent Rewards at a Steep $99 Price
- Annual fee
- $99
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
At a glance
The BMW Precision World Elite Mastercard is a premium auto rewards credit card from U.S. Bank and BMW. The card, which charges a $99 annual fee, offers 5X points on BMW purchases, 3X points on gas, 2X points on dining, and a flat rate of 1.5X points on all other purchases. The card also boasts a $70 annual dealer credit and no foreign transaction fees.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn up to 5X points per $1 on purchasesv
- Get an annual $70 dealership credit
- Get up to $1,000 in annual coverage for damage or theft of your cell phone
- Free ShopRunner membership
- No foreign transaction fees
Who this card may suit
- You prefer to have their vehicle’s maintenance done at a BMW dealership
- You travel frequently and make purchases abroad or in foreign currencies
- You want an everyday card that offers versatility – for a price
Rates, fees and terms
| Annual Fee | $99 |
|---|---|
| Regular Purchase APR | 20.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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BMW Precision World Elite Mastercard
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