Odyssey Rewards World Elite Mastercard®

Our review of the Odyssey Rewards World Elite Mastercard®

The Odyssey Rewards card is a top choice for those seeking a rewards card with no fees. Ideal for frequent travelers, cardholders can earn three times the points on travel purchases. With no annual fee and no fees for cash advances, foreign transactions, and balance transfers, this card is a standout option.

Earn Points on All Your Purchases

The Odyssey card allows cardholders to earn rewards points on nearly all purchases made with the credit card. Each dollar spent earns cardholders one point, with bonus points available for specific purchases. Dining purchases earn two points per dollar, while travel purchases like airfare tickets earn three points per dollar.

Certain transactions, such as gambling transactions, do not qualify for reward points. However, points can be redeemed for merchandise, travel, events, experiences, cash back rewards, gift cards, and charitable donations.

30,000 Bonus Points in Your First 3 Months

New cardholders have the opportunity to earn 30,000 bonus points by spending $3,000 within the first 90 days of opening an Odyssey account. This equates to 10 points for every dollar spent, with the bonus applicable to all types of purchases.

Hold the Fees, Please

Despite an annual fee, the Odyssey card stands out for its lack of common fees found in other cards. First Tech waives the first year’s fee, allowing cardholders to experience the benefits before committing. Additionally, there are no fees for balance transfers or cash advances, and the APR for cash advances matches the purchase interest rate.

Frequent travelers benefit from no foreign transaction fees, enabling worry-free shopping abroad.

0% APR on Balance Transfers

Cardholders can take advantage of 12 months of 0% interest on balance transfers made within the first 90 days of opening an account. This feature is beneficial for those looking to pay off higher-interest balances and improve credit ratings.

Lower APRs

First Tech offers competitive APRs, with rates potentially five points lower than the national average. Even the highest APR offered by the credit union remains only slightly above the national average.

More Perks for Travelers

In addition to no foreign transaction fees and bonus points on travel purchases, Mastercard® provides additional travel perks for Odyssey cardholders. These include price protection on hotel bookings and 24/7 concierge support for trip planning. Airport Concierge™ service facilitates airport meet and greets and expedited processing at select airports.

Should You Apply for the Odyssey Rewards World Elite Mastercard®?

For frequent travelers and those looking to transfer balances, the Odyssey Rewards card offers significant benefits. With generous rewards, travel perks, and low fees, this card is a valuable addition to any wallet. Consider applying to take advantage of the rewards and savings offered by this top-tier credit card.

Explore Other First Tech Credit Card Offers to find the best fit for your financial needs.