CheapOair Visa® Credit Card: Earn Impressive Rewards on Travel
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Visa
- Regular purchase APR
- 23.99% to 30.99% variable based on creditworthiness and the Prime Rate
At a glance
The CheapOair Visa® is a flexible, no annual fee travel rewards credit card. Cardholders can choose between earning points from airline, hotel, car, and cruise bookings or 6-months of interest-free financing on CheapOair purchases.
Our review of the CheapOair Visa® Credit Card
The CheapOair Visa® credit card is a fantastic option for budget-conscious travelers seeking to save on their next vacation package. With no annual fee, this card offers 6 months of interest-free financing on big travel purchases, making it a valuable long-term option compared to other travel cards.
Welcome Bonus and Rewards
When you spend $500 within the first 90 days of opening an account, you’ll receive a $50 statement credit within 1-2 billing cycles. While there is no 0% intro APR, the ongoing rewards structure is impressive:
- 6X points per dollar at CheapOair.com
- 4X points per dollar on dining
- 2X points per dollar on all other purchases
The CheapOair loyalty program enhances these bonuses, making the card more lucrative for travel purchases.
Points Value and Redemption
CheapOair points are worth half a cent each, slightly limiting their value. However, when booking through the mobile app, the card offers competitive returns on airfare and hotel reservations.
Points can be redeemed for CheapOair purchases, including airline and hotel bookings or e-gift cards.
Special Financing Options
Cardholders can enjoy 6 months of interest-free payment plans on CheapOair purchases of $399 or more, providing a practical option for frequent travelers with upcoming costly trips.
Other Card Features
In addition to rewards, the CheapOair Visa® card offers security features through the Visa Platinum network, including Zero Fraud Liability and Emergency Card Replacement.
Should You Apply?
The CheapOair Visa® credit card is a strong contender for travel rewards, especially with its interest-free financing option. While the point redemption values are lower compared to other travel cards, the card’s overall benefits make it worth considering for travelers looking to save on future trips.
However, it’s important to note that CheapOair’s prices, practices, and customer service may impact the card’s effectiveness for some travelers. Overall, the CheapOair Visa® credit card is a solid choice for budget-conscious travelers seeking to save on travel expenses.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Up to 7X points on every dollar spent on Cheapoair.com
- 4X points on dining
- 2X points for all other purchases
- Earn points towards loyalty programs
- Redeem points for flight, hotel, and car rental bookings starting at 200 points
- 6 month special financing on Cheapoair.com purchases of $399+
Who this card may suit
- You book travel arrangements using CheapOair at least once every two years
- You're already a member of the CheapOair Rewards Program
- You have several expensive trips coming up and want to pay for them over time without interest
- You primarily travel within the United States
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 23.99% to 30.99% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 29.99% |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | $30 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
Apply Now for CheapOair Visa® Credit Card (opens in a new tab)View issuer terms for CheapOair Visa® Credit Card (opens in a new tab)
CheapOair Visa® Credit Card
Apply Now for CheapOair Visa® Credit Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Capital One Venture X Rewards Credit Card
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in…
- Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital…
- Annual fee
- $395
- Recommended credit
- Excellent / Good
- Purchase APR
- 21.99% - 28.99% variable based on creditworthiness and the Prime Rate
Mastercard® Titanium Card™
- Designed for those seeking an introductory premium travel card with exceptional airfare redemption, access to hotel…
- Offers a flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat…
- Annual fee
- $195 ($95 for each Authorized User added to the account)
- Recommended credit
- Excellent
- Intro APR
- 0% introductory APR for the first fifteen billing cycles following…
Synovus Business Travel Rewards Visa® Credit Card
- 0% introductory APR on purchases, balance transfers and overdraft protection for the first 6 months
- Annual fee of $50, which is waived for the first year
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 6 months from account opening date