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Chime Credit Builder Secured Visa® Credit Card card

Chime Credit Builder Secured Visa® Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Fair / Poor
Card network
Visa
Regular purchase APR
See issuer terms
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Chime Credit Builder Visa® Secured Credit Card is a credit-builder product from Chime – a fintech that offers an assortment of financial products and services with no hidden fees. The secured card functions harmoniously with Chime’s other products and services, including their high-yield savings account.

Our review of the Chime Credit Builder Secured Visa® Credit Card

Chime is a leading financial technology company that provides various services, including high-yield savings accounts, checking accounts, and credit-builder accounts. One of their standout offerings is the Chime Credit Builder Secured Visa® Credit Card.

Chime Savings: Grow Your Finances with High Yield Savings

Chime offers users the opportunity to accelerate their savings compared to traditional banks. With a high yield savings account offering a 0.50% APY, Chime outperforms many other financial institutions. For comparison, Discover currently offers a 0.44% APY on its savings product.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee or interest
  • No credit check performed when applying
  • No minimum security deposit required
  • Ideal for everyday purchases to help build credit with regular on-time payments
  • Checking account required

Who this card may suit

  • You're seeking to build your credit score
  • You don’t want a credit check on your credit report
  • You don’t want the hassle of a minimum security deposit
  • You want access to high yield savings to help your money grow
  • You don’t want to pay any additional fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APRSee issuer terms
Cash Advance APRSee issuer terms
Cash Advance Transaction Fee$2.50 per transactio

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit Poor Credit.

Apply Now for Chime Credit Builder Secured Visa® Credit Card (opens in a new tab)View issuer terms for Chime Credit Builder Secured Visa® Credit Card (opens in a new tab)

Chime Credit Builder Secured Visa® Credit Card

Apply Now for Chime Credit Builder Secured Visa® Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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