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Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® card

Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®

Annual fee
$0 for the first year. After that, $99
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
20.99% - 29.99% (Variable)
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® is perfect If you travel often via American Airlines and want to rack up bonus miles for in-flight purchases and everyday expenses like gas and restaurants, the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® credit card is an option worth considering.

Our review of the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®

If you’re a frequent world traveler looking for a credit card that offers top-notch benefits and rewards, look no further than the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®. This card is designed with the discerning traveler in mind, offering perks like priority check-in and boarding, a free first checked bag on domestic American-operated flights, in-flight savings, and more.

Earn 50,000 Bonus Miles

One of the standout features of the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® is its generous welcome offer. New cardholders can earn 50,000 American Airlines AAdvantage® miles after making $2,500 in purchases within the first 3 months of opening their account. With award flights starting as low as 7,500 miles, this bonus can get you up to six one-way flights with American Airlines.

How to Earn Miles

Earning AAdvantage® miles with this credit card is easy. Cardholders can earn 2X AAdvantage® miles for every $1 spent at gas stations, restaurants, and eligible American Airlines purchases, and 1X miles on all other eligible purchases. While the 2X points may not be as high as some other rewards cards, the ability to earn unlimited miles with no expiration as long as the account remains open and active is a major benefit.

How to Redeem Miles

Redeeming AAdvantage® miles is simple and offers a variety of options, including gift cards, merchandise, car rentals, cruises, and more. The best value, however, comes from booking award flights through American Airlines or Oneworld partners. With award flights starting at just 7,500 miles for one-way domestic flights, cardholders can maximize their miles for travel rewards.

AAdvantage Perks

As a Citi® AAdvantage® cardholder, you can enjoy perks like a free first checked bag on domestic American Airlines flights for you and up to four companions on the same reservation. Additionally, there are no foreign transaction fees or annual fees for the first 12 months of card membership. Plus, the card offers complimentary access to American’s Admirals Club, priority check-in and boarding, and a $125 flight discount for spending $20,000 or more in purchases in a calendar year.

Overall, the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® is a top choice for frequent travelers looking to maximize their rewards and enjoy premium travel benefits.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights

Who this card may suit

  • You're an American Airlines loyalist and are searching for a quick means of earning AAdvantage® miles
  • You value an intro bonus of 50,000 American Airlines AAdvantage® miles for making just $2,500 in purchases within the first 3 months of opening your account
  • You want a card that doesn’t charge annual fees for the first 12 months, or foreign transaction fees – ever

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$0 for the first year. After that, $99
Regular Purchase APR20.99% - 29.99% (Variable)
Balance Transfer APR20.99% - 29.99% (Variable)
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% (Variable)
Cash Advance Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Penalty APRUp to 29.99% variable based on creditworthiness and the Prime Rate
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®

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Annual fee
$99
Recommended credit
Excellent / Good
Purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate