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CitiBusiness® / AAdvantage® Platinum Select® Mastercard® card

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Annual fee
$0 for the first 12 months. After that, $99
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
20.99% - 29.99% (Variable)
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The CitiBusiness AAdvantage Platinum Select® World Mastercard is a business travel card that hits many of the right notes. The card earns double miles on purchases with American Airlines, as well as with select merchants, which includes telecommunication companies, cable or satellite providers, car rental companies, or gas stations. Every other dollar spent on purchases earns a single mile. The card also features a generous sign-up bonus after meeting minimum spending requirements, a first checked bag for t

Our review of the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The CitiBusiness AAdvantage Platinum Select World Mastercard is the perfect card for the traveling business owner. Whether you’re jet-setting around the world for work or exploring new destinations in your free time, this card has got you covered.

Impressive Signup Bonus and Lucrative Bonus Categories

With a generous signup bonus, you can earn a ton of bonus miles by meeting minimum spending requirements after opening your account. Plus, you’ll earn double AAdvantage miles on eligible American Airlines purchases and select business expense categories like telecommunications, gas stations, and more.

How to Redeem Miles

Redeeming miles is a breeze with AAdvantage. You can use them for flights with American Airlines, hotel bookings, car rentals, seat upgrades, and more. And if you can’t find a reward option that suits you, you can transfer your miles to other Oneworld alliance carriers.

CitiBusiness AAdvantage Platinum Select Small Business Travel Benefits

This card offers great perks like a complimentary first checked bag on domestic flights, a 25% discount on in-flight Wi-Fi, and preferred boarding. Plus, you’ll get a companion certificate after spending $30,000 in a year, saving you even more on travel.

Business and Account Tools

Manage your account easily with digital tools that let you view statements and account details online. You also have access to a personal business assistant who can help with travel and dining arrangements, making business trips a breeze.

Other Things to Consider

The CitiBusiness AAdvantage Platinum Select World Mastercard has a $99 annual fee, waived for the first year, and no foreign transaction fees. Plus, you’ll get standard credit card benefits like travel insurance, emergency assistance, and purchase warranty.

Overall, the CitiBusiness AAdvantage Platinum Select World Mastercard is a top choice for business owners who love to travel. With great rewards, travel perks, and account management tools, this card has everything you need to thrive.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Designed for businesses
  • Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
  • No Foreign Transaction Fees

Who this card may suit

  • You travel often for business and prefer to fly with American Airlines
  • You issue employee cards or add authorized users to their accounts
  • You're budget-conscious when sending employees on work trips

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$0 for the first 12 months. After that, $99
Regular Purchase APR20.99% - 29.99% (Variable)
Cash Advance APRCash Advance APR:
Cash Advance Transaction FeeEither $10 or 5% of the amount of each transaction, whichever is higher
Penalty APRUp to 29.99% variable based on creditworthiness and the Prime Rate
Late Payment Penalty Fee$41
Return Payment Penalty Fee$41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

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Annual fee
$99
Recommended credit
Excellent / Good
Purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate