Citizens Private Client™ World Elite Mastercard
- Annual fee
- $195 ($0 for Citizens Private Client™ clients)
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 18.99% to 26.99% variable based on creditworthiness and the Prime Rate
At a glance
The Citizens Private Client™ World Elite Mastercard® provides Citizens Banks best cash back rewards and more. Earn 2% back on all purchases and enjoy lounge access, priority security, and more.
Our review of the Citizens Private Client™ World Elite Mastercard
The Citizens Private Client™ World Elite Mastercard offers exclusive benefits for Private Client™ customers. Earn generous cash back rewards, enjoy lounge access, TSA PreCheck, and more with this premium credit card.
Citizens Private Client™ Checking Required
To apply for the Private Client™ Mastercard, you must have a Citizens Private Client™ Checking account. If you do not meet the requirements, you will be directed to apply for a different credit card product.
Benefits of Citizens Private Client™ Checking
Citizens Private Client Checking offers banking, lending, and investing advice from Citizens Bank financial experts. Enjoy no monthly maintenance fee, but maintain $200,000 in combined deposit and investment balances to avoid the $195 annual fee.
Cash Back Rewards
Cardholders earn an impressive 2% cash back on all eligible purchases with the Citizens Private Client™ Mastercard. There is no limit to the rewards you can earn, and rewards do not expire as long as your account remains open and active.
Premium Travel Perks
In addition to cash back rewards, the Citizens Private Client™ World Elite Mastercard offers premium travel benefits. Enjoy a TSA PreCheck or Global Entry fee statement credit, complimentary Priority Pass Select membership, and up to $500,000 in travel accident and baggage delay insurance.
Card Comparison
Compare the Citizens Private Client™ World Elite Mastercard with other premium credit cards to see how it stacks up in terms of rewards and perks.
Accessibility Features
The Citizens Private Client™ World Elite Mastercard is the first US product to feature Mastercard’s Touch Card™ technology, making it accessible for customers who are blind or partially sighted.
Other Card Features
Manage your account online 24/7, use tap and go for fast and secure payments, and enjoy exclusive Citizens Liveperks with the Citizens Private Client™ Mastercard.
Should You Apply?
If you are a Citizens Private Client customer, the Citizens Private Client™ World Elite Mastercard offers valuable rewards and premium travel perks. Consider applying if you meet the account requirements and want to maximize your purchasing power.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn an unlimited 2% back on all purchases
- No annual fee with a Citizens Private Client™ account
- No foreign transaction fees
- TSA Precheck or Global Entry statement credits
- Priority Pass Select
Who this card may suit
- You want to earn 2% back on all purchases
- You are an existing Citizens Private Client™ client
- You plan to travel and make use of lounge access
- You want TSA Precheck or Global Entry to speed through airport security
Rates, fees and terms
| Annual Fee | $195 ($0 for Citizens Private Client™ clients) |
|---|---|
| Regular Purchase APR | 18.99% to 26.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 18.99% to 26.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Late Payment Penalty Fee | $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Citizens Private Client™ World Elite Mastercard
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