
Air France KLM World Elite Mastercard®
- Annual fee
- $89
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 20.24% to 28.24% variable based on creditworthiness and the Prime Rate
At a glance
Designed for avid travelers, the Air France KLM World Elite Mastercard® rewards generously for flight purchases and offers versatility when it’s time to redeem your earnings.
Our review of the Air France KLM World Elite Mastercard®
The Air France KLM World Elite Mastercard® is a top-tier airline rewards credit card offered by Air France, KLM Royal Dutch Airlines, and Bank of America. With an annual fee of $89, this card provides exceptional value for frequent travelers.
Signup and Anniversary Bonuses
New cardholders can earn a generous signup bonus of 50,000 bonus miles after spending $2,000 in the first 90 days. Additionally, for the same spend of $3,000, cardholders can also receive a $100 statement credit. This offer may seem modest compared to other cards, but the value is unmatched when considering the lower spending requirement.
Cardholders can also earn a 5,000-mile bonus on their account anniversary by spending a minimum of $50 each year. Furthermore, new accounts receive 60 Experience Points, with ongoing opportunities to earn additional points based on spending.
How to Earn Rewards
The Air France KLM World Elite Mastercard offers a competitive earning rate of 3X miles per $1 on direct SkyTeam airline purchases. For all other purchases, cardholders earn 1.5 miles per $1, exceeding the industry standard of 1 mile/point.
All miles earned are deposited into the Flying Blue account, the loyalty program of Air France and KLM Royal Dutch Airlines.
How to Redeem Miles
Redeeming miles through the Flying Blue loyalty program is simple and convenient. Cardholders can use their miles to book award flights with KLM Royal Dutch Airlines, Air France, or other SkyTeam member carriers. Additionally, miles can be redeemed for hotel stays with leading chains like Best Western, Hilton, and Hyatt.
Flying Blue miles expire after 24 months of account inactivity, so it’s important to regularly utilize the rewards to maximize their value.
Other Card Features
In addition to the generous rewards program, the Air France KLM World Elite Mastercard offers a range of valuable features, including:
- No foreign transaction fees
- Complimentary ShopRunner Membership
- Access to the Mastercard Luxury Hotel Collection
- World Elite Concierge service
- Cell Phone Protection up to $1,000 per claim
- ID Theft Protection
- Zero Fraud Liability
- Global Emergency Services
For more information on the Air France KLM World Elite Mastercard and the Flying Blue loyalty program, visit [link to relevant page].
With its attractive bonuses, competitive earning rates, and valuable perks, the Air France KLM World Elite Mastercard is a top choice for frequent travelers seeking premium rewards.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 3X miles per $1 spent directly on purchases with Air France, KLM Royal Dutch Airlines, and SkyTeam member carriers
- 1.5X miles per $1 on all other purchases
- Earn 70,000 bonus miles and $100 statement credit after making $2,000 in purchases within 90 days
- 5,000 miles anniversary bonus after spending $50 in purchases within anniversary year
- 20 XP every account anniversary with additional 40 XP after spending $15,000 or more per year
- No foreign transaction fee
Who this card may suit
- You travel often, whether for business or pleasure
- You're a member of the Flying Blue loyalty program
- You want flexibility when redeeming your accumulated miles and the ability to choose from multiple airlines for flight awards
- You're planning to use a credit card for purchases abroad or in foreign currencies
Rates, fees and terms
| Annual Fee | $89 |
|---|---|
| Regular Purchase APR | 20.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | $10 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 23.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | $10 or 3% of the amount of each cash advance, whichever is greater |
| Penalty APR | Up to 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $29 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Air France KLM World Elite Mastercard®
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