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Air France KLM World Elite Mastercard® card

Air France KLM World Elite Mastercard®

Annual fee
$89
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
20.24% to 28.24% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Designed for avid travelers, the Air France KLM World Elite Mastercard® rewards generously for flight purchases and offers versatility when it’s time to redeem your earnings.

Our review of the Air France KLM World Elite Mastercard®

The Air France KLM World Elite Mastercard® is a top-tier airline rewards credit card offered by Air France, KLM Royal Dutch Airlines, and Bank of America. With an annual fee of $89, this card provides exceptional value for frequent travelers.

Signup and Anniversary Bonuses

New cardholders can earn a generous signup bonus of 50,000 bonus miles after spending $2,000 in the first 90 days. Additionally, for the same spend of $3,000, cardholders can also receive a $100 statement credit. This offer may seem modest compared to other cards, but the value is unmatched when considering the lower spending requirement.

Cardholders can also earn a 5,000-mile bonus on their account anniversary by spending a minimum of $50 each year. Furthermore, new accounts receive 60 Experience Points, with ongoing opportunities to earn additional points based on spending.

How to Earn Rewards

The Air France KLM World Elite Mastercard offers a competitive earning rate of 3X miles per $1 on direct SkyTeam airline purchases. For all other purchases, cardholders earn 1.5 miles per $1, exceeding the industry standard of 1 mile/point.

All miles earned are deposited into the Flying Blue account, the loyalty program of Air France and KLM Royal Dutch Airlines.

How to Redeem Miles

Redeeming miles through the Flying Blue loyalty program is simple and convenient. Cardholders can use their miles to book award flights with KLM Royal Dutch Airlines, Air France, or other SkyTeam member carriers. Additionally, miles can be redeemed for hotel stays with leading chains like Best Western, Hilton, and Hyatt.

Flying Blue miles expire after 24 months of account inactivity, so it’s important to regularly utilize the rewards to maximize their value.

Other Card Features

In addition to the generous rewards program, the Air France KLM World Elite Mastercard offers a range of valuable features, including:

  • No foreign transaction fees
  • Complimentary ShopRunner Membership
  • Access to the Mastercard Luxury Hotel Collection
  • World Elite Concierge service
  • Cell Phone Protection up to $1,000 per claim
  • ID Theft Protection
  • Zero Fraud Liability
  • Global Emergency Services

For more information on the Air France KLM World Elite Mastercard and the Flying Blue loyalty program, visit [link to relevant page].

With its attractive bonuses, competitive earning rates, and valuable perks, the Air France KLM World Elite Mastercard is a top choice for frequent travelers seeking premium rewards.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 3X miles per $1 spent directly on purchases with Air France, KLM Royal Dutch Airlines, and SkyTeam member carriers
  • 1.5X miles per $1 on all other purchases
  • Earn 70,000 bonus miles and $100 statement credit after making $2,000 in purchases within 90 days
  • 5,000 miles anniversary bonus after spending $50 in purchases within anniversary year
  • 20 XP every account anniversary with additional 40 XP after spending $15,000 or more per year
  • No foreign transaction fee

Who this card may suit

  • You travel often, whether for business or pleasure
  • You're a member of the Flying Blue loyalty program
  • You want flexibility when redeeming your accumulated miles and the ability to choose from multiple airlines for flight awards
  • You're planning to use a credit card for purchases abroad or in foreign currencies

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$89
Regular Purchase APR20.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR20.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee$10 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR23.24% to 30.24% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee$10 or 3% of the amount of each cash advance, whichever is greater
Penalty APRUp to 29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $29

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Air France KLM World Elite Mastercard®

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