Costco Anywhere Visa® Card by Citi
- Annual fee
- $0 with Costco Membership
- Recommended credit
- Excellent
- Card network
- Visa
- Regular purchase APR
- 20.24% (Variable)
At a glance
If you’re a Costco member and want to start earning some serious cash back rewards, the bonuses available via the Costco Anywhere Visa® Card by Citi – including 4% on gas and EV charging and 2% on your Costco purchases – may be just what you’re looking for.
Our review of the Costco Anywhere Visa® Card by Citi
Looking for a credit card that offers great cashback rewards on your everyday purchases? Look no further than the Costco Anywhere Visa® Credit Card by Citi. With impressive rewards in key categories like gas, dining, and travel, this card is a top choice for those who want to earn while they spend.
How to Earn Rewards
The Costco Anywhere Visa card offers a generous 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, and 1% after that. Cardholders also earn 3% cash back on restaurants and eligible travel purchases, 2% cash back on Costco purchases, and 1% back on all other eligible purchases.
How to Redeem Rewards
Redeeming cash back rewards with Costco is easy. Cash back rewards are redeemable as a rewards certificate, which can be claimed starting from the February billing statement until December 31. While the redemption process may have some limitations, the rewards are still worth it for Costco members.
Travel Perks
The Costco Anywhere Visa® Card is a great travel companion, offering 4% back on gas and EV charging purchases and no foreign transaction fees. Cardholders also benefit from Visa’s 24/7 emergency assistance and trip cancellation/interruption protection.
Retail Card Comparison
Considering other box store credit cards? Compare the Costco Anywhere Visa® Card by Citi with the Sam’s Club® Mastercard® to see which one suits your needs best.
| Card | Rewards | Annual Fee |
|---|---|---|
| Sam’s Club® Mastercard® | 5% cash back on gas, 3% on Sam’s Club purchases | No annual fee |
| Costco Anywhere Visa® Card by Citi | 4% cash back on gas, 3% on dining and travel | No annual fee |
Card Availability
Citibank products are available in all 50 U.S. states and the District of Columbia, making it accessible to a wide range of customers.
Should You Apply for the Costco Anywhere Visa® Card?
Overall, the Costco Anywhere Visa® Card by Citi offers impressive cash back rewards, travel perks, and no foreign transaction fees, making it a great choice for everyday spending. While the redemption process may have some limitations, the rewards and benefits of this card outweigh any drawbacks. Apply today and start earning rewards on your purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
- 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Who this card may suit
- You're a Costco member and want to earn 2% cash back on purchases at their physical and online stores, as well as 4% cash back on gas and EV charging purchases – including gas sold at Costco
- You enjoy earning cash back on everyday purchases such as dining and travel
- You seek a versatile rewards credit card with numerous travel protection perks, no foreign transaction fees, and no annual fees as a Costco member
Rates, fees and terms
| Annual Fee | $0 with Costco Membership |
|---|---|
| Regular Purchase APR | 20.24% (Variable) |
| Balance Transfer APR | 20.24% (Variable) |
| Balance Transfer Transaction Fee | 5% of each balance transfer; $5 minimum. |
| Cash Advance APR | 29.99% (Variable) |
| Cash Advance Transaction Fee | 5% of each cash advance; $10 minimum |
| Penalty APR | Up to 29.99% variable based on your creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Costco Anywhere Visa® Card by Citi
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