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Extra Debit Card card

Extra Debit Card: Build Credit & Earn 1% Back

Annual fee
See issuer terms
Recommended credit
No Credit Required
Card network
Mastercard
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Extra Debit Card* is a credit builder debit card that offers rewards and more. The card is ideal for anyone newer to credit that doesn’t want the negative impact from a hard credit inquiry but still wants to earn rewards.

Our review of the Extra Debit Card

Are you looking for a comprehensive analysis of the Extra Debit Card? Look no further! As a credit card expert, I have thoroughly researched and evaluated this debit card to provide you with all the information you need to make an informed decision.

The Extra Debit Card offers a range of benefits and features that make it a great choice for those looking for a convenient and reliable way to manage their finances. From cashback rewards to low fees, this debit card has it all.

In this in-depth review, I will cover everything you need to know about the Extra Debit Card, including its rewards program, fees, security features, and more. Whether you’re a seasoned debit card user or new to the world of plastic payments, this review will help you determine if the Extra Debit Card is the right choice for you.

Don’t waste any more time searching for information on the Extra Debit Card – read our comprehensive review today and find out everything you need to know about this popular debit card option.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Every purchase can help build your credit1. •
  • At the end of every month, purchases made with the Extra Debit Card are tallied up and reported to credit bureaus
  • 0% interest • Connects with your bank account2
  • Earn rewards points everywhere.
  • Earn up to 1% in points for everyday purchases like rideshares, coffees and your phone bills
  • Current pricing is $20/month or $149/year for Credit Building. $25/month or $199/year for Credit Building + Rewards

Who this card may suit

  • You don’t want a credit check when looking for a new card
  • You want a debit card that reports to Experian and Equifax every month

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeSee issuer terms
Foreign Transaction FeeSee issuer terms
Late Payment Penalty FeeSee issuer terms
Minimum Deposit RequiredSee issuer terms

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.

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Extra Debit Card

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Annual fee
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Recommended credit
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Purchase APR
0.00%