First Tech® Federal Credit Union Platinum Mastercard®
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Mastercard
- Regular purchase APR
- 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
At a glance
The First Tech® Federal Credit Union Platinum Mastercard® is a no-frills balance transfer credit card that is a great, basic credit card for those who simply want a card that will work for their financial needs without the distraction of rewards programs or high interest rates and annual fees. This card stands out thanks to the lowest credit card rates on offer from First Tech Federal Credit Union (FTFCU).
Our review of the First Tech® Federal Credit Union Platinum Mastercard®
If you’re looking to save money on credit card interest rates, the FTFCU Platinum Mastercard® is the perfect choice for you. With a 0.00% introductory APR on balance transfers for twelve billing cycles, this card allows you to transfer existing debt and save big. Plus, there are no annual fees, no balance transfer fees, and no foreign transaction fees, making it a money-saving magnet. As a Mastercard® offering, this card also comes with additional benefits like identity theft resolution services, extended warranty, and price protection. With built-in chip and PIN protection and compatibility with digital wallets, this card offers both security and convenience. If you’re a member of First Tech Federal Credit Union in Oregon, this card is a great way to save money and pay down debt.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 0% introductory APR on balance transfers for 12 months
- No annual fee
- No fees on balance transfers, cash advances, and foreign transactions
- First Tech's Lowest APR
Who this card may suit
- You work for an innovative company on First Tech Federal Credit Union’s partner list for the State of Oregon
- You live and/or work in Lane County, Oregon
- You belong to the Computer History Museum or the Financial Fitness Association
- You would like to save money thanks to no annual fee, no balance transfer fee, and no foreign transaction fees
- You want to save additional money on existing debt by transferring a balance and taking advantage of 0% APR for 12 billing cycles on balance transfers
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 11.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer APR | 11.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 12.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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First Tech® Federal Credit Union Platinum Mastercard®
Apply Now for First Tech® Federal Credit Union Platinum Mastercard® (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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