First Tech® Federal Credit Union Platinum Rewards Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 12.99% to 18.00% variable based on creditworthiness and the Prime Rate
At a glance
The First Tech® Federal Credit Union Platinum Rewards Mastercard from First Tech Federal Credit Union is this financial institution’s most basic rewards card. Cardholders must be a member of First Tech in order to qualify for this card, but once they’re approved they can earn one point for every dollar they spend. Additionally, cardholders enjoy no annual fee and 0% APR on balance transfers for 12 months. Keep reading to learn more about this card.
Our review of the First Tech® Federal Credit Union Platinum Rewards Mastercard®
Are you in search of a credit card that offers great rewards without the hassle of annual fees? Look no further than the First Tech® Federal Credit Union Platinum Rewards Mastercard. This card allows cardholders to earn one point for every dollar spent, with the added bonus of 10,000 points in the first 60 days. Plus, enjoy no annual fee, no fees for balance transfers, cash advances, or foreign transactions.
Use Your Credit Card Without Paying Fees
With the Platinum Rewards Mastercard, cardholders never have to worry about annual fees. Say goodbye to extra charges for standard transactions like balance transfers and cash advances. Travelers will also appreciate the lack of foreign transaction fees, making it a convenient choice for international trips.
Earn Points on All Your Purchases
Earning points with this card is simple – one point for every dollar spent. There are no complex tiers to navigate, and almost every purchase qualifies for rewards points. The only exceptions are balance transfers, cash advances, and gambling transactions.
10K Bonus Rewards Points
New cardholders can kickstart their rewards journey with an introductory bonus of 10,000 points. Simply spend $2,000 in the first two months to qualify. That’s five points for every dollar spent in the first 60 days.
0% APR on Balance Transfers
Take advantage of a 0% introductory interest rate on balance transfers for the first 12 months. Plus, no balance transfer fees mean you can easily consolidate your debt without added costs.
Additional Mastercard® Perks
As a Mastercard holder, you gain access to a range of travel services and benefits. From 24/7 worldwide assistance to discounts on airport services, Mastercard offers added peace of mind for cardholders.
Should You Apply for the Platinum Rewards Mastercard?
If you’re looking for a straightforward rewards card with no annual fee and low fees, the First Tech® Federal Credit Union Platinum Rewards Mastercard is a solid choice. Whether you’re looking to earn points on everyday purchases or take advantage of balance transfer benefits, this card has you covered.
Don’t miss out on the opportunity to earn rewards and enjoy a range of perks with the Platinum Rewards Mastercard. Apply today and start reaping the benefits of this top-notch credit card.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 0% Introductory APR on balance transfers for 12 months
- No annual fee
- Earn 1 point for every $1 spent with no cap and no expiration
- No fees on balance transfers, cash advances, and foreign transactions
Who this card may suit
- You want to earn points on all your purchases
- You don’t want to pay an annual fee
- You don’t want to pay fees for balance transfers, cash advances, or foreign transactions
- You want a 0% introductory APR on balance transfers for 12 months
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 12.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer APR | 12.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 13.99% to 18% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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First Tech® Federal Credit Union Platinum Rewards Mastercard®
Apply Now for First Tech® Federal Credit Union Platinum Rewards Mastercard® (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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