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Safe 1 Credit Union Mastercard Platinum Card card

Safe 1 Credit Union Mastercard Platinum Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Good / Fair
Card network
Mastercard
Regular purchase APR
12.75% to 19.75% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Safe 1 Mastercard Platinum Card offers cardholder’s Safe 1’s lowest interest rates coupled with no annual fee. Keep reading to learn more about the features of this credit card.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • No balance transfer fees
  • Low interest rates

Who this card may suit

  • You don’t want to pay an annual fee for a credit card
  • You want a credit card with a lower interest rate
  • You don’t want to pay balance transfer fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR12.75% to 19.75% variable based on creditworthiness and the Prime Rate
Balance Transfer APR12.75% to 19.75% variable based on creditworthiness and the Prime Rate
Cash Advance APR12.75% to 19.75% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeEither $10 or 2% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee1% of the transaction amount in U.S. dollars
Penalty APR27.50%
Late Payment Penalty Fee$15
Return Payment Penalty Fee$25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

Apply Now for Safe 1 Credit Union Mastercard Platinum Card (opens in a new tab)View issuer terms for Safe 1 Credit Union Mastercard Platinum Card (opens in a new tab)

Safe 1 Credit Union Mastercard Platinum Card

Apply Now for Safe 1 Credit Union Mastercard Platinum Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
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Recommended credit
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Purchase APR
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