LATAM Airlines World Elite Mastercard: the Ultimate Travel Companion
- Annual fee
- $99
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 21.24% to 31.24% variable based on creditworthiness and the Prime Rate
At a glance
The LATAM Airlines World Elite Mastercard hits many of the right notes thanks to an impressive welcome bonus, no hidden fees, and up to 4X miles on purchases. The card also benefits from lounge access, complimentary upgrades, and more – for a $99 annual fee.
Our review of the LATAM Airlines World Elite Mastercard
The LATAM Airlines World Elite Mastercard from Cardless is a premium airline credit card designed for travelers to and from South America. This card allows travelers to quickly accumulate miles with up to 4X miles on purchases, three upgrade coupons per year, two LATAM Airlines lounge passes annually, and more, all for a $99 annual fee.
Welcome Miles Bonus
New accounts with the premium version of the LATAM Airlines Mastercard can earn 40,000 bonus LATAM Pass miles after spending $2,500 in the first three months. While this bonus is lucrative, it does require a higher spend minimum compared to the no annual fee version of the card.
How to Earn Miles
The LATAM World Elite Mastercard earns 4X miles on LATAM Airlines purchases, 3X miles on dining, and select travel categories. Cardholders can earn two miles per $1 spent on restaurant purchases and 3X on ground transportation services. All other purchases earn a standard 1X mile per dollar spent.
Premium Airline Card Comparison
Comparing the LATAM WE Mastercard with other airline credit cards at a similar price point, you can see the differences in rewards and perks offered by each card.
| Card | Annual Fee | Rewards | Perks |
|---|---|---|---|
| LATAM Airlines World Elite Mastercard® | $99 | 4X miles on LATAM purchases, 3X miles on dining, and 1X miles on other purchases | 2 complimentary lounge passes, 3 upgrade coupons annually |
| Delta SkyMiles® Gold Amex | $99 ($0/ first year) | 2X miles on Delta purchases, U.S. Supermarkets, and restaurants | First checked bag free, in-flight savings |
| Alaska Airlines Visa® | $95 | 3X miles on Alaska Airlines purchases | Annual companion fare, 50% off lounge passes |
How to Redeem Miles
Redeeming miles through LATAM Pass is straightforward. Points can be used for travel with LATAM, Delta, and other partners, as well as for hotel stays, rental cars, and merchandise. Qualifying points earned with the LATAM credit cards can also help achieve elite status in the LATAM Pass program.
Premium Travel Perks
The LATAM World Elite Mastercard offers exclusive travel perks, including upgrade coupons for premium business class, LATAM lounge access, and more. These perks enhance the overall travel experience for cardholders.
LATAM Credit Card Comparison
If you’re unsure which LATAM credit card is right for you, here’s a quick comparison between the LATAM Airlines Mastercard and the LATAM Airlines World Elite Mastercard:
| Card | Annual Fee | Earning Rate | Lounge Access | Upgrade Certificates |
|---|---|---|---|---|
| LATAM Airlines Mastercard | None | Up to 3X miles | N/A | N/A |
| LATAM Airlines World Elite Mastercard | $99 | Up to 4X miles | 2 visits per year | 3 per year |
Other Card Features
In addition to the premium perks, the LATAM World Elite Mastercard also offers no foreign transaction fees, no late fees, and Mastercard World Elite protections and benefits such as Zero Liability Protection, Airport Concierge, and more.
With its valuable rewards, exclusive perks, and robust benefits, the LATAM Airlines World Elite Mastercard is a top choice for frequent travelers to and from South America.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No foreign transaction fees
- Earn 40,000 miles after spending $2,500 in purchases in the first three months
- Earn 4X miles on LATAM purchases
- Earn 3X miles on dining, plus rideshares, taxis, and public transit
- Earn 1X miles on all other purchases
- Two complimentary LATAM lounge passes each year
- Earn three complimentary upgrades after you pay your $99 annual fee every year
Who this card may suit
- You travel to South America often
- You prefer to fly with LATAM Airlines
- You want access to premium perks like airport lounges and upgrades
- You plan to spend at least $2,500 in the first three months
Rates, fees and terms
| Annual Fee | $99 |
|---|---|
| Regular Purchase APR | 21.24% to 31.24% variable based on creditworthiness and the Prime Rate |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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LATAM Airlines World Elite Mastercard
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