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Hawaiian Airlines® World Elite Mastercard® card

Hawaiian Airlines® World Elite Mastercard®

Annual fee
$99
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
21.24%, 25.24%, or 30.24% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Hawaiian Airlines® World Elite Mastercard® is a co-branded airline rewards card that offers impressive perks for the frequent Pacific traveler. New cardholders can earn 60,000 bonus HawaiianMiles when they make $2,000 in purchases on their card within the first 90 days. The Hawaiian Airlines® World Elite Mastercard® earns miles at a rate of 3 miles for every dollar spent with Hawaiian Airlines, 2 miles for every dollar spent at gas stations, grocery stores, and restaurants, and 1 mile everywhere else.

Our review of the Hawaiian Airlines® World Elite Mastercard®

If you live in or around the North American west coast or in Hawaii, the Hawaiian Airlines World Elite Mastercard is a top choice for a reliable co-branded airline card. With the ability to earn triple miles when flying with Hawaiian Airlines, cardholders can quickly rack up rewards for their travels. In addition, earning double miles at gas stations, grocery stores, and restaurants, as well as single miles for all other purchases, makes this card a great option for everyday spending.

Redeeming Miles

Redeeming miles with the HawaiianMiles program is simple and convenient. Use your miles to book flights with Hawaiian Airlines, starting as low as 7,500 miles, or with partner carriers like Virgin Atlantic, Qantas, and JetBlue. There are no blackout dates when booking with Hawaiian, and miles can also be used for rental cars, hotels, retail purchases, or as gifts to friends and family.

Annual Fee

The Hawaiian Airlines World Elite Mastercard comes with an annual fee of $99, which is waived for the first year. This means you can enjoy the card’s benefits without any upfront cost. Plus, there are no foreign transaction fees, making it a great option for international travelers. Even after the first year, the $99 annual fee is well worth it for all the perks this card offers.

Other Card Features

New cardholders can enjoy a 50% discounted companion fare, as well as a $1000 discounted companion fare on each account anniversary for flights between North America and Hawaii. Cardholders also receive a first free checked bag on select Hawaiian flights, no blackout dates, and the annual fee waived for the first year.

Should You Apply?

Overall, the Hawaiian Airlines World Elite Mastercard is a fantastic choice for frequent Pacific travelers and those living on the west coast or in Hawaii. With generous rewards, convenient redemption options, and valuable perks, this card is definitely worth considering. However, if you’re not a frequent traveler across the Pacific, you may want to explore other airline rewards cards with a broader range of benefits. Consider a co-branded card with a major airline that partners with an Alliance of carriers for a more global wealth of reward possibilities.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Receive a one-time 50% off companion discount
  • First checked bag free on eligible bags
  • Earn 3X miles when booking with Hawaiian Airlines
  • No foreign transaction fees

Who this card may suit

  • You live in, or frequently travel to, Hawaii or across the Pacific
  • You want to earn 60,000 miles for spending $2,000
  • You want to earn rewards for everyday purchases
  • You don’t want to pay foreign transaction fees
  • You want a Hawaii credit card that offers great value for money

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$99
Regular Purchase APR21.24%, 25.24%, or 30.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR21.24%, 25.24%, or 30.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR30.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Hawaiian Airlines® World Elite Mastercard®

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Recommended credit
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