Insight Visa Platinum Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- *See Terms
At a glance
The Insight Platinum Visa Credit Card places low-interest rates at a premium – but at a cost. The card, issued by Central Florida-based Insight Credit Union, features an exceptionally low APR on purchases, balance transfers, and cash advances. The card also boasts no annual fee, no penalty APR, no over-the-limit charge. The low APR, however, is offset by charges for foreign transactions, cash advances, and balance transfers – something many other credit union credit cards lack.
Our review of the Insight Visa Platinum Credit Card
Looking for a reliable low APR credit card? The Insight Visa Platinum Card may be just what you need. However, it’s important to note that this card lacks any introductory interest-free periods and comes with a variety of fees.
Insight Credit Union
Issued by Insight Credit Union, the Insight Visa Platinum Card has some restrictions in terms of membership. To become a member of Insight Credit Union, you must live or work in certain Central Florida counties, including: [list of counties].
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Low interest rates everyday
- Visa protections and perks
Who this card may suit
- You already bank with Insight CU
- You don’t want to pay an annual fee
- You plan to carry a balance or finance a large purchase over several months
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | *See Terms |
| Balance Transfer APR | *See Terms |
| Balance Transfer Transaction Fee | : Either $10 or 2% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | *See Terms |
| Cash Advance Transaction Fee | : Either $10 or 2% of the amount of each balance transfer, whichever is greater |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Insight Visa Platinum Credit Card
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