KeyBank Business Mastercard® Credit Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Mastercard
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
An unassuming business credit card, the KeyBank Business Mastercard is a simple solution for customers looking to fund their companies’ expenses without the promise of additional perks.
Our review of the KeyBank Business Mastercard® Credit Card
If you’re in the market for a reliable unsecured credit card for your small business, the KeyBank Business Mastercard is a solid choice. The standout feature of this card is the introductory 0% APR offer, providing you with six months of interest-free purchases and balance transfers.
With this card, you can strategically plan your expenses and carry a balance without worrying about accruing interest charges. Additionally, transferring balances from higher-interest cards can save you money in the long run with the 0% introductory APR.
After the introductory period, the Business Mastercard offers a competitive regular APR, especially for companies with excellent credit scores. Other features include Mastercard ID theft protection, cybersecurity protection, car rental insurance, and Global Emergency Service coverage.
While the KeyBank Business Mastercard may not offer extensive rewards, its low regular interest rate and lack of an annual fee make it a practical choice for small business owners. If you’re looking for a card with rewards, the KeyBank Business Rewards Card may be a better fit, earning up to two rewards points on eligible purchases.
Overall, the KeyBank Business Mastercard can be a valuable tool for managing expenses and funding business projects without incurring extra costs. Consider this card if you prioritize low interest rates and essential card features for your small business. Apply today for the KeyBank Business Mastercard and take advantage of its introductory 0% APR offer.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 0% introductory APR for 6 months on purchases and balance transfers
- No annual fee
- Generous credit lines offered
- Lost or stolen reporting available 24/7
Who this card may suit
- Own or operate a business
- Want a business credit card without an annual fee
- Have a large upcoming expense that they can benefit from paying off over time with 0% interest
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 16.24% to 26.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months on transfers made within 60 days from account opening date |
| Balance Transfer APR | 16.24% to 26.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the amount of each transaction in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Over Limit Penalty Fee | $39 per cycle |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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KeyBank Business Mastercard® Credit Card
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